BainesCredit Microfinance Bank Recruitment for Loan Recovery Officer Intern

BainesCredit is a CBN licensed microfinance bank (MFB) that has been in existence for over 5 years. A Tier-1 bank that is MSME focus institution, providing financial support for businesses with our array of innovative solutions. BainesCredit is a tech-enabled MFB leveraging on digital technology to serve our over 10,000 customers.

We are recruiting to fill the position below:

Job Position: Loan Recovery Officer Intern
Job Location: Ikoyi, Lagos
Employment Type: Internship

Duties & Responsibilities

• Create a detailed action plan for dealing with badloans from previousand current years.
• Identify clients with problematic loans and rate recovery possibilities i.e Low, Medium, or High Risk.
• Work closely with Relationship Managers and Credit/Risk Managerto execute recovery techniques and strategies including regular home visitsand collection drives, Identify root cause of laon deliquencies and recommend improvement changes to improve portfolio quality.
• Get definite commitments from defaulting clients and ensure they follow through on their pledged repayment dates.
• Other tasks as assigned by supervisor.

Requirements

• OND, HND, NCE is preferred.
• 0 - 1 year of working experience.
• Strong analytical and problem-solving skills.
• Must be very organized in order to handle multiple projects simultaneously.
• High self-motivation with strong interpersonal skills.
• Must have good computer literacy and be able to use Microsoft Office tools.
• Must be fluent in the English language (both written and Oral).
• Must have the ability to make fair and ethical decisions in tough circumstances.
• Must have the ability to motivate and persuade others, particularly delinquent clients to repay debt.
• Abilities to communicate with local authorities and legal / court members in an articulate and professional manner.
• Demonstrate high level of ethical commitment and trustworthiness.
• Proximity to Ikoyi and its environs.

Method of Application
Interested and qualified candidates should send their updated CV to: info@bainescredit.com using the Job Position as the subject of the mail.