Business Development Officer Job at Transkredit Finance Company

Transkredit was birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all. We have taken up a mandate to provide easy access to credit for every qualified adult and reputable organization in Nigeria and beyond; through the use of innovation and our array of products tailored to suit their needs.


We are recruiting to fill the position below:

Job Position: Business Development Officer

Job Location: Wuse 2, Abuja (FCT)
Employment Type: Full-time

Job Description

  • To build and deepen relationships with existing and potential clients by selling product/services of the company, particularly deposit mobilization, to retail, HNI and MSME customers.

Duties and Responsibilities

  • Grow the existing risk asset portfolio in line with the Company's strategy.
  • Identify, develop and cultivate relationships with customers within the retail and MSME segment that are in need of loans and advances to support their business.
  • Manage existing customers' portfolio as well as develop new business opportunities by generating risk assets within the MSME and retail market.
  • Manage MSME and retail banking portfolio within the region to minimise business risks and maximise profitability.
  • Maintain relationship with key customers within the Bank and ensure that such customers are well served by officers within the Transkredit.
  • Ensure the smooth running of operations in the bank within with respect to deposit mobilization.
  • Ensure a complete, accurate and balanced assessment of risk in the credit approval presentation.
  • Leverage the Transkredit's existing relationship by developing and executing proactive, creative and on-going contact initiatives.
  • Prepare sales pitches, presentations and other documents required for Transkredit customer's engagements.
  • Assist in the development, launching and sales of new product offering.
  • Ensure synergy and collaboration in inter-house activities and communication in order to facilitate effective and smooth running of the Company’s operations.
  • Coordinate the approval process managing information flow and ensuring that the credit follows the stated approval process for the facility limit.
  • Keep abreast of regulations, government policies and other developments that may affect the operations, business goals and objectives of the division within the assigned region.
  • Ensuring that the legal documentation is complete, consistent with the internal approvals and properly executed and filed.
  • Monitor industry trends and obtain necessary intelligence to be used as input for new product development.
  • Supervisory of the business development manager.

Requirements

  • Candidates should possess HND / Bachelor's Degrees with 8 - 10 years of relevant work experience.

Technical Skills:

  • In-depth knowledge and understanding of the principles of product development, brand management and business intelligence.
  • Working knowledge of the leading products and services available in the global market
  • Deep knowledge of the marketing terrain in Nigeria
  • Expert knowledge of Transkredit’s products and services.
  • Good knowledge of the micro finance industry regulatory guidelines and the provisions of the license.
  • In-depth knowledge of the Nigerian Financial Services Industry with emphasis on the retail/small business.

Soft Skills:

  • Excellent communication (written and oral), interpersonal and negotiation skills
  • High level of attention to detail
  • Excellent project management skills
  • Strong leadership, supervisory and people management skills
  • High proficiency in the use of all MS Office tool.

Method of Application
Interested and qualified candidates should send their Applications to: recruitment@transkreditfinance.com using the Job Position as the subject of the mail.



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