Credit Analyst Job at Winock Limited

Winock is a holdings company incorporated in Nigeria to provide an ecosystem of sustainable services to micro businesses through duly registered and licensed subsidiary companies. We are inspired to provide services to micro businesses because they contribute significantly to economic sustainability and social wealth creation.

We are recruiting to fill the position below:

Job Position: Credit Analyst

Job Location: Abuja (FCT)
Employment Type: Full-time

Job Description

• Continuously analyse and recommend improvement on credit risk management framework, processes and systems.
• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Monthly rendition of credit data to credit bureau and periodic update of customer information
• Periodic review and update of Credit Policy, Credit Product Papers to facilitate efficient work flow
• Prepare the credit appraisal and review forms for approval within the agreed turnaround time
• Ensure loan documentation in line with product program and credit policy of the bank and ensure that any breaches are properly authorised at the correct approving level
• Recommendation of credit proposals to Management for Approval
• Conducting credit search from an approved Credit Bureau for facilities

Qualifications

• Candidates should possess a Bachelor's Degree with at least 2 years of experience.

Key Skills and Competencies:

• Analytical skills
• Good communications
• Good knowledge of accounting and relevant lending ratios
• Strong financial analysis skills
• Highly organized, proactive, ability to work independently and take ownership of tasks assigned.
• Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.
• Able to assess character of potential clients
• High degree of professional ethics, integrity and responsibility.
• High sense of confidentiality and discreteness.

Method of Application
Interested and qualified candidates should send their CV to: careers@winock.com using the Job Position as the subject of the email.