Deposit Mobilization / Savings Officer Job at IBILE Microfinance Bank Limited
IBILE Microfinance Bank Limited is a fast-growing Microfinance Bank with designed fitting financial products to meet the diversified and dynamic economy of the micro sectors in Lagos state. The bank is managed by industry seasoned professionals with the objective to facilitate financial inclusion services, serve the Micro Small and Medium Scale industry (MSMSE) and empowered to grow and sustain the gross domestic product (GDP) of the fifth largest economy in Africa.
We are recruiting to fill the position below:
Job Position: Deposit Mobilization / Savings Officer
Job Locations: Epe, Sangotedo, Agbara & Ikorodu - Lagos
Job Objective
- Building and managing strategic relationships for fixed deposit customers, serving as the single point of contact for new business as well existing portfolios. Manage the funds of HNI (high net worth) customers.
- Understanding the key trends related to the client's industry or domain and providing value-added solutions / suggestions to the client.
- Demonstrating an understanding of the client’s domain of activity and responding to the customer’s high priority needs for service and support.
Duties and Responsibilities
- To drive the deposit mobilization arm of the business.
- Develop and implement a business plan for identified target markets with identified volumes to drive high volumes of new deposits to the company.
- Develop and implement a business development plan to improve the deposit mobilization and retention of deposit and also manage withdrawal attrition.
- Innovate and develop attractive value-added deposit products together with the Business Development to achieve the overall deposit targets.
- Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposit, and fixed deposits.
- Develop and maintain relationships with corporate clients and individual depositors
- Build new relationships with existing customers and new customers
- Ensure fixed deposit account opening form is duly completed and registered.
- Advice client of deposit status.
- Liaise with Deposit Mobilization Team Lead to ensure that, due diligence is always enforced to meet the requirements of the regulator and also protect the interest of both the depositors and the organization.
Qualifications and Experience
- Bachelor Degree in Banking & Finance, Marketing or any other related course
- 1-2 years of experience as deposit mobilization officer
Required Skills & Competencies (Technical and Soft Skills):
- Target and results oriented and willing to take responsibilities
- Have the ability to initiate and pursue projects approved by management on his initiative
- Possess excellent communication and presentation skills, with a basic level of sophistication in personal interaction and grooming
- Confident personality with good analytical and problem-solving skills.
Method of Application
Interested and qualified candidates should send their Cover Letter and Resume to: careers@ibilemfb.com using the Job Position as the subject of the mail.
Note: Candidate residing around Ikorodu, Agbara, Sangotedo, Lagos Island, Trade-fair, Ojo, Festac and Epe will be given preference.
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