Employment Opportunities at a reputable Bank

A fast-growing Microfinance Bank located in the heart of Lagos State is recruiting suitably qualified candidates to fill the position below:

Job Position: Audit Officer
Job Location: Lagos

Purpose of the Job

• The Audit Officer's key job function is to assist the department in monitoring and measuring operational efficiency of the organization by preventing or eliminating fraud and ensuring compliance with the bank's regulations and audit policies and procedures.

Key Responsibilities

• Carry out detailed investigations when discrepancy, cash suppression or fraud is noticed
• Internal control checks and records to safeguard company assets
• Make recommendations regarding facilities, equipment, personnel, procedures and systems to improve operational efficiency
• Identify areas of financial and administrative strengths and weaknesses and develop best practices
• Develop and implement appropriate operating procedures to ensure compliance with bank and industry policies
• Conduct audit testing of potential risk areas and identify reportable issues.
• Monitor and provide advice to management to minimize risk resulting from poor controls
• Rendition of activities report as required and performing any other functions as directed.

Person Specifications

• B.Sc in Accounting and allied disciplines
• 2 - 3 years of experience in a similar role
• Membership of relevant professional bodies such as ICAN, ACCA is an advantage
• General knowledge of system auditing and risk management is desirable
• Experience in the microfinance bank sector with a good knowledge of MFB accounting policies is an advantage
• Must have a good knowledge of accounting softwares and strong IT skills
• Should not be more than 35 years of age
• Commitment to service, contagious passion for the job, integrity, stewardship, transparency
• Accountability, reliability, customer service, communication, presentation and skills.

Job Position: Loan Officer
Job Locations: Lagos, Ogun and Aba - Abia

Key Responsibilities

• Approve loans within agreed limits
• Mobilize Clients to meet with agreed target
• Proper Verification of all clients / client guarantors, disburse and go for installment / savings collections daily
• Analyze client’s financial status to determine if the loan should be granted
• Sit in credit committee for final recommendation
• Handle customer complaints and take appropriate action to resolve them
• Go on Loan recoveries.

Person Specifications

• SSCE, O.N.D, HND, & B.Sc.
• S.S.C.E holders with very good written and oral communication skills and a contagious passion for the micro finance bank sector will be considered
• Maximum of 50 years of age.

Job Position: Manager, Internal Audit
Job Location: Lagos

Purpose of the Job

• To provide an independent assurance that the organization’s risk management and internal control processes are operating efficiently.

Key Responsibilities

• Conducting financial, regulatory, compliance or operational reviews / audits
• Performing audit procedures to verify that controls are operating through testing and interview techniques
• Identifying control gaps and opportunities for improvement
• Preparing timely audit reports
• Analyzing and concluding on the effectiveness and efficiency of controls within the organization
• Providing advice on internal control and participates in enhancing internal audit standards and practices
• Assessing, evaluating and promoting compliance to internal control policies
• Carry out special investigation as may be directed by the management
• Provide assistance to external auditors and the regulatory bodies as requested
• Special duties and projects as may be assigned
• Carry out fixed asset and stock of stationery review of the bank for cost control or reduction
• Review of compliance to the banks policies and regulatory guidelines
• Follow-up to determine compliance with audit recommendations and adequacy of corrective actions
• Supervise and support members in audit team during and after audit exercise.
• Ensure efficiency and high quality work in audit exercises
• Ensure that the unit maintains up-to-date and accurate records of audit reports and performance evaluations.

Person Specifications

• B.Sc / HND in Accounting with at least 6 years experience in audit and compliance is required
• Membership of relevant professional bodies such as ICAN, ACCA is required
• General knowledge of system auditing and risk management is required
• Experience in the microfinance bank sector with a good knowledge of MFB accounting policies is an advantage
• Should have a good knowledge of accounting softwares and strong IT skills
• Should not be more than 45 yrs of age
• Commitment to service, contagious passion for the job, integrity, stewardship, transparency
• Accountability, reliability, customer service, communication, presentation and people management skills.

Method of Application
Interested and qualified candidates should forward their detailed CV to: career.hr@victorycentre.org using the Job Title as the subject of the mail.