Head of Credit and Marketing

A dynamic fast growing Microfinance bank located in South East seek experienced, innovative and well versed individual to be the Head of Credit and Marketing.

The Role:

• He/She will lead the design and implementation of all Marketing strategies to achieve the goals for all the microfinance banking products. The Head of Credit & Marketing is expected to provide leadership within the Micro-Finance bank to ensure timely and successful development and implementation of the banking product and service ideas, key to the business performance and growth.

Key Responsibilities

• Head of Credit and Marketing is responsible for Supervision of all Business Development initiatives, Personnel and Resources
• Provide effective leadership guidance in business development strategy
• Achieve overall profitability target of the microfinance bank
• Implement and execute regular sales activities to generate business
• Lead generation through organised sales presentations to prospects
• Team Leadership; collaborate with staff to ensure successful execution of designated strategies.
• Interview prospective clients
• Inspect prospective client's business to ascertain its viability and assessment of collateral
• Write reports for granting of loan facility
• Monitor approved loans and advise clients on good management practices
• Consistently adhere to regulatory standards

Requirements

• Professionalism, integrity and commitment to social mission of Micro-finance banking.
• Strong business acumen and Knowledge of low income market
• Comprehensive knowledge of Micro-finance banking products, marketing and business development
• Sound knowledge of Micro-finance services, procedure, laws and regulations
• Strong analytical skills
• Knowledge of micro, small and medium enterprise market.
• Strong oral and written communication skills
• Strong general management and people skills

Qualifications

• Must possess a certificate in Micro-finance Banking issued by the Chartered Institute of Bankers of Nigeria (ClBN)
• Proficiency in using Microsoft Office Tools and must be between 30 to 45 years old.
• Proved experience in training and research is an advantage
• Minimum of 3 years hands-on Micro-finance banking experience in credit and marketing
• Bachelor's degree in business, accounting, finance, economics or any field.