Job Openings at Carbon Nigeria

Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset. 

We are recruiting to fill the following positions below:

1.) Senior Android Developer

Job Location: Lagos
Job type: Full-time

Responsibilities

• Drive the direction of the mobile applications in the company to deliver robust, secure, and efficient experiences to make our customers happy.
• Design, develop, and improve our Android applications across all popular devices.
• Produce technical designs and lead developers during development.
• Build up best practices around Android development, code reviews, and training.
• Work with the Quality Assurance team to troubleshoot and resolve issues.

Requirements

• BSc / MSc Degree in Computer Science, Engineering, or a related subject
• At least 4 years of  software development experience and Android skills development
• Experience building native apps in Android using Java (mandatory) and Kotlin
• Experience working with remote data via REST and JSON
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
• Solid understanding of the full mobile development life cycle.
• Demonstrate strong analytical and problem-solving skills.
• Must have published at least one original Android app to the Play Store
• Experience with Android and Firebase SDKs
• Sound knowledge of Android components (Content providers, Broadcast receivers, services, activities, fragments, UI layouts, Intents ..)
• Fast-paced and able to work to deadlines.

The following are optional but will enhance your chances of being selected:

• Knowledge of at least one backend programming language
• Ability to work with UX prototyping tools like Figma, Adobe XD, InvisionApp, etc
• Knowledge of GIT
• Test Driven Development, Continuous Integration, and/or other automated testing skills.
• Overall software development experience of 5+ years
• Agile Development experience.
• Prior experience working with financial applications.

Benefits

• A great and upbeat work environment populated by a multinational team.
• Health Insurance
• Life Insurance
• Career Development & Growth.

Click here to apply online

Note
Recruitment process:

• Call with People team
• Case Study ( Assessment)
• Interview.

2.) People Innovation Lead

Job Location: Lagos
Job type: Full time

The Role

• We're looking for someone to reimagine how we attract, develop, and engage talent at Carbon.
• You'll use technology and data to create amazing experiences for both candidates and employees.

What You'll Do
uild Better Ways to:

• Find and attract great talent using AI and automation
• Help our people grow through personalized learning
• Track and improve performance through data
• Keep our team engaged and excited about Carbon

Use Cool Tech to:

• Automate repetitive HR tasks
• Create data dashboards that tell meaningful stories
• Build tools that make managers' lives easier
• Design engaging employee experiences

Work With People to:

• Understand what they need to succeed
• Create solutions that actually work
• Make HR processes simple and effective
• Build a strong company culture

What You'll Need

• Experience in HR/People Operations (4+ years)
• Love for technology and automation
• Eye for making complex things simple
• Track record of creative problem-solving
• Passion for building great teams

Why You'll Love It

• Shape the future of HR in African banking
• Work with cutting-edge tech
• Join a team that values bold thinking
• Make a real impact on people's lives
• Learn and grow every day

Click here to apply online

3.) Business Development Officer - SME (Loans)

Job Location: Lagos
Job type: Full time

About the Role

• We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
• The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for Carbon Business.

Responsibilities

• Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
• Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
• Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
• Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
• Initiate and partner with reputable organizations to facilitate lending to their customers.
• Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
• Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
• Meet or exceed sales targets and contribute to the overall growth and profitability of Carbon Business.
• Prepare and submit regular reports on business development activities, pipeline status, and performanceMetrics.

Requirements

• Minimum of a Higher National Diploma (HND) in a related field (e.g., finance, business, economics)
• Minimum of 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
• Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
• Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
• Strong analytical skills and attention to detail.

Click here to apply online

4.) Accountant

Job Location: Lagos
Job type: Full time

About the Role

• We are a dynamic financial institution at the forefront of fintech innovation, committed to delivering exceptional financial services.
• Our operations leverage cutting-edge technology and industry expertise to meet the evolving needs of our clients. We are seeking an experienced and detail-oriented Accountant to join our team.

Responsibilities

• Financial Reporting and Analysis: Prepare accurate financial statements, balance sheets, income statements, and other financial reports. Analyze financial data to identify trends, discrepancies, and opportunities for improvement.
• Transaction Reconciliation: Manage daily reconciliations for platforms such as NIBSS, MIFOS, and other payment systems, ensuring accuracy and timely resolution of discrepancies.
• Budget Management: Assist in the preparation and monitoring of budgets, providing variance analysis and actionable insights to stakeholders.
• System Integration and Tools: Utilize tools such as Retool, Confluence, NIBSS, and MIFOS for process optimization, reporting, and data management.
• Compliance and Auditing: Ensure compliance with financial regulations, standards, and internal policies. Support audit processes by providing necessary documentation and reports.
• Process Improvement: Identify opportunities for process optimization and automation, leveraging tools like Retool and Confluence.
• Collaboration: Work closely with cross-functional teams, including operations, technology, and risk, to align financial processes with organizational goals.

Requirements

• Bachelor’s Degree in Accounting or a related field
• Experience in reconciling payment transactions on the NIBSS platform, Paystack, Interswitch, and debit cards - Visa/MC, etc
• Strong analytical skills, including background in investigating financial data anomalies and identifying root causes
• Knowledge of payment systems, settlement processes, and financial reporting frameworks.
• Experience with core banking systems like Mifos is a plus
• Excellent analytical, problem-solving, and organizational skills.
• Professional certifications such as ACA, ACCA, or CPA are a plus.

Click here to apply online