Job Openings at Simple Finance Limited

Simple Finance Limited is a credit solutions service that solves financial challenges for individuals in Nigeria, using technology. SimpleFi is focused on providing easy loans without collateral, managing investment opportunities and making easy and secure payment transfers.

We are recruiting to fill the following positions below:

1.) Internal Control and Audit Officer

Job Location: Victoria Island, Lagos
Employment Type: Full-time

Responsibilities

• The Audit/Internal Control Officer would conduct various operational/technical reviews in line with agreed audit plan.
• Provision of audit reports with recommendations to management on all audit assignments.
• Reviewing the systems established to ensure compliance with those policies, plans, procedures, laws, and regulations that could have significant impact on operations and reports and determining whether the organization is in compliance.
• Evaluates the Internal Control system in the Company and recommending improvements / changes where and when necessary.
• Develop relevant audit programmes in line with specific audit objectives and risk analysis.
• Responsible for conducting various IT audits and reviews with key emphasis on IT corporate governance, adequacy of current hardware and software applications architecture and business support from vendors.
• The Audit/Internal Control Officer would conduct daily prepayment checks and vouching of all payments and other capital or overheads requests.
• Documenting and making reports of identified control issues discovered in the course of the vetting process and how they were resolved.
• Design and subsequently examine and evaluate the effectiveness and adequacy of the internal control systems
• Perform test on both the functioning of specific internal control procedures and transactions
• Conduct regular control checks on cash, inventory, expense, dispatch and production reports.
• Review the responses to internal and external audit management letters and queries to ensure that recommendations are implemented and ensure that all action items are resolved.
• Provides support to the company's anti-fraud programs.
• Challenging current processes across the company and identifying opportunities for refinement
• Engaging remediation of identified issues through follow-up
• Playing an active role in the maintenance and review of policies and procedures, including ensuring they are up to date with all legislation and best practices

Qualifications

• HND / B.Sc Degree in Banking and Finance, Economics or any social science related field
• Professional Certification; ICAN, ACCA, CISA, CIA etc.

Experience:

• A minimum of 3 - 5 years of relevant audit experience in a financial institution or external audit firm.
• Skills
• Very Good Communication skills (English): Spoken and written
• Advanced Analytical Skills
• Very Good IT skills
• Very Good Report Writing
• Moderate Negotiation Skills
• Very Good Presentation skills.

Application Closing Date: 15th November, 2024.

Method of Application
Interested and qualified candidates should send their CV to: careers@simplefin.ng using the Job Position as the subject of the email.

2.) Risk Officer

Job Location: Victoria Island, Lagos
Employment Type: Full-time

Job Description

• We are looking for an intelligent, diligent, detailed and result-oriented Risk Officer who has proven experience in risk management, risk assessment methodologies, risk control frameworks, and compliance management, preferably within the fintech or financial services industry.
• As a Risk Officer, you will be responsible for identifying, assessing, and mitigating risks associated with our products, services, and operations in the fast-paced fintech industry.
• You will play a crucial role in ensuring that our company operates within regulatory guidelines and maintains robust risk management practices to safeguard our business and customers.

Responsibilities

• Develop and implement risk management strategies, policies, and procedures tailored to the unique needs of a fintech environment.
• Identify, assess, and prioritize risks across the company’s operations, including financial, operational, compliance, and technology risks.
• Conduct risk assessments for new products, services, and partnerships to ensure alignment with company risk appetite and regulatory requirements.
• Design and implement risk mitigation strategies to minimize the impact of identified risks on the company’s operations and reputation.
• Monitor risk exposure continuously and evaluate the effectiveness of risk management controls and measures.
• Develop key risk indicators (KRIs) and metrics to monitor risk levels and ensure timely reporting to senior management.
• Ensure compliance with applicable laws, regulations, and industry standards, including those specific to the fintech sector.
• Stay informed about changes in regulatory requirements and best practices, advising the company on necessary adjustments.
• Liaise with regulatory bodies and external auditors, providing necessary documentation and responding to inquiries.
• Develop and maintain an incident management framework for identifying, reporting, and resolving risk events.
• Conduct root cause analyses of incidents and implement corrective actions to prevent recurrence.
• Prepare and present risk reports to the board, senior management, and other stakeholders, highlighting key risks and mitigation efforts.
• Work closely with cross-functional teams, including finance, operations, IT, and legal, to ensure comprehensive risk management.
• Develop and deliver risk management training programs to educate teams on risk awareness, policies, and procedures.
• Foster a culture of risk awareness and compliance throughout the organization.
• Provide risk-based insights and recommendations to support strategic planning and decision-making.
• Analyze market trends and emerging risks, advising on potential impacts and opportunities for the company.

Qualifications

• Bachelor’s degree in finance, Risk Management, Business Administration, or a related field. A master’s degree or professional certification (e.g., FRM, PRM, ICAN, or similar certifications) is a plus.
• Minimum of five years of cognate experience
• Proven experience in risk management, preferably within the fintech or financial services industry.
• Strong understanding of risk management principles, practices, and regulatory requirements, particularly those relevant to fintech.
• Experience with risk assessment methodologies, risk control frameworks, and compliance management.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and interpersonal skills, with the ability to articulate risk concepts to various stakeholders.
• High attention to detail and organizational skills.

Skills:

• Experience with fintech-specific risks, including those related to digital payments.
• Familiarity with risk management tools and technologies.
• Self-Starter with the ability to work independently
• Ability to work under pressure, fast-paced, innovative environment while remaining flexible, proactive and efficient.

Application Closing Date: 15th November, 2024.

Method of Application
Interested and qualified candidates should send their CV to: careers@simplefin.ng using the Job Position as the subject of the email.

3.) Account Officer

Job Location: Victoria Island, Lagos
Employment Type: Full-time

Requirements

• Bachelor's degree in Accounting, Finance or a related field
• Candidate should have 2 to 3 of accounting experience.
• ICAN or ACCA certification is an added advantage.

Application Closing Date: 31st October, 2024.

Method of Application
Interested and qualified candidates should send their CV and Credentials to: careers@simplefin.ng using the Job Position as the subject of the mail.