Lease Officer Job at Micro Investment Support Services

Micro Investment Support Services (M.I.S.S) offers lease financing for all types of new or used equipment, and even offers lease buyback solutions to help individuals and small businesses with cash flow issues. No lease is too small or too complex. Because we specialize in creative financing, we have positioned ourselves to be able to arrange to finance when conventional lenders can’t.

Our knowledgeable and efficient team brings years of finance know-how to every deal we structure. We make sure your financing experience is painless by keeping things simple and easy to understand. We provide competitive leasing rates in a quick, easy, and reliable manner with total confidentiality. At M.I.S.S, each and every lease is custom-tailored to best suit your needs.

We are recruiting to fill the position below:

Job Position: Lease Officer
Job Location: Lagos
Employment Type: Full-time

Job Objective / Summary

• To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due.

Duties & Responsibilities

• Pursue the sourcing of new accounts and clients
• Ensure good client relationship (i.e. Know Your Customer)
• Meet Monthly performance Target (i.e. Disbursement, clients, etc)
• Conduct client verification and visitation
• Open new accounts for clients
• Conducts pre-loan training, guarantor’s verification and carries out loan disbursement and lease facilities
• Manage and follow up on loan and investment in finance lease to ensure prompt and due repayment, and prevent default
• Manage defaults where they occur
• Strive to meet other customer needs and requests, with organisational policies
• Perform other duties and responsibilities as may be assigned from time to time by the Branch Manager

Key Performance Indicators:

• Volume of new accounts relative to target
• Volume of loan portfolio relative to target
• Loan quality in respect of Portfolio at Risk (PAR)
• Client satisfaction rating
• Customer retention rate

Reporting Relationship:

• Reports to: Branch Manager

Relationship With Stakeholders:

• Internal: Data Entry Staff
• External: Clients, prospective clients and internal auditor

Qualification and Experience

• Candidates should possess HND, NCE or OND qualification
• Must have 1-3 years work experience.

Knowledge:

• Excellent Knowledge of products and services
• Knowledge of operating environment
• Basic computer literacy
• Knowledge of business feasibility and appraisal

Skills / Competencies:

• Sales and marketing skills
• Relationship management
• Communication skills
• Negotiation and Bargaining skills
• Conflict resolution and Arbitration

Salary
N62,301,00 - N69,415.00  / Month.

Method of Application
Interested and qualified candidates should kindly forward their CV to: hrdmiss@gmail.com using the "Job title" as the subject of the email.