Loan Officer Job at Basic Consumers Kash

BC KASH is a leader in our industry. We're proud to be one of the biggest co-operative society in Nigeria with more than 2 million active members. We have helped more than 100,000 businesses to bounce back to normal after the COVID 19 pandemic through the provision of soft and little or no interest loans. We rank second largest cooperative in Nigeria after the Nigerian police cooperative. We Are BC KASH, Lifting every raised hands through financial instruments.

We are recruiting to fill the position below:

Job Position: Loan Officer

Job Locations: (Abakiliki, Afikpo, Onueke, Ishielu, Ivo) Ebonyi
Employment Type: Full-time

Job Description

• BC KASH Ebonyi State is a leader in our industry. We're proud to be one of the biggest co-operative society in Nigeria with more than 2 million active members. We are seeking to hire an experienced Loan Officer to join our growing team. If you're eager for your next challenge, BC KASH is a great company for you. This is the opportunity you've been looking for.

Responsibilities

• Sell loan products and meet loan production targets
• Perform business development tasks, including managing the pipeline by generating leads and referral business, and maintaining relationships with existing and past clients
• Meet and communicate with applicants to explain the risks and benefits, as well as the terms of loan products and government regulations
• Obtain relevant information and evaluate applicants' financial status, including credit history, debt-to-income ratio, and appraisal reports, to determine recommendation for loan approval
• Ensure all necessary information and documentation is submitted to the loan underwriting department, and is recorded properly in electronic file format
• Represent the employer at community events and host seminars
• Maintain current knowledge of all applicable lending regulations, the economy, market rates, vendors, and competitors
• Consistently deliver first-class customer service
• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
• Supervise loan personnel.
• Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
• Provide special services such as investment banking for clients with more specialized needs.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
• Arrange for maintenance and liquidation of delinquent properties.

Requirements

• Candidates should possess a B.Sc, HND or PGD in any business-related discipline with 0 - 2 years work experience.

Salary
N75,000 - N105,000 monthly.

Method of Application
Interested and qualified candidates should send copies of their Credentials with 2 recent passport photographs to: ebonyibckash@yahoo.com using the "Job Title" as the subject of the email.