Ongoing Recruitment at Prosperity Microfinance Bank Nigeria Limited

Prosperity Microfinance Bank Nigeria Limited (PMBank) is a Microfinance Bank incorporated in Nigeria with the Corporate Affairs Commission under the provisions of the Companies and Allied Matters Act CAP C20 LFN 2004, licensed to carry on the business of microfinance banking by the Central Bank of Nigeria. It is committed to the economic emancipation and empowerment of the economically active poor and low income segment of the society.

The bank has over the years supported numerous customers through the provision of Micro, Small and Medium Enterprises credit facilities. Our products and services are unique and specifically designed to meet our Customers cutting across micro-savings, microloans, micro insurance, investments, capacity building and financial advisory services.

We are recruiting to fill the position below:

Job Position: Cashier / Teller
Job Location: Benin City, Edo
Employment Type: Full-time

Job Responsibilities

• Filling out paperwork/deposit and withdrawal slips
• Supply clients with relevant information on products and services available in the bank
• List all promotions and relay them to customers
• Resolve customer issues pertaining to products and services
• Recording transactions, which involves logging checks and preparing transaction reports
• Counting and packaging currency
• Reconciling cash drawers
• Opening new accounts and helping with loan applications
• Promoting the bank's products and services
• Keeping customers' personal information confidential
• Balancing numbers at the end of the business day

Requirement

• OND / NCE in relevant courses with at least 1 year work experience.
• Sufficient clerical, bookkeeping, and administrative cash handling experience
• Previous work experience as a Cashier/Teller in the banking sector will be an advantage
• Ability to maintain a balance of large bulk of currency constantly
• Ability to maintain confidential information, thereby safeguarding the bank’s integrity
• Ability to execute assigned duties effectively by proper understanding of both verbal and written directives
• Ability to tolerate stress
• Adequate customer service orientation and experience.
• Must have integrity and be trustworthy
• Should have written and verbal communication skills; Organization skills; Time-management skills; Teamwork skills; Multitasking skills etc.
• The ability to process transactions quickly and accurately in a fast-paced environment
• Computer literacy.

Job Position: Credit / Loan Officer
Job Location: Benin City, Edo
Employment Type: Full-time

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Interviewing applicants to determine financial eligibility and feasibility of granting loans
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Complete loan contracts and counsel clients on policies and restrictions
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Requirements

• BSc / HND in Banking and Finance, Economics or related field
• Proven work experience as a Credit Officer / Loan Officer or similar role in the banking sector especially in a microfinance bank (with a minimum of 3 years of work experience).
• Hands-on experience with lending procedures and products
• Familiarity with computers and banking applications/software or ability to create and process financial spreadsheets
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment
• Strong analytical skills

Job Position: Head, Credit / Marketing
Job Location: Benin City, Edo
Employment Type: Full-time

Job Description

• Lead the Bank’s deposit mobilization efforts and ensure quality risks assets are created.
• Coordinate the deployment of effective market penetration and market share acquisition frameworks.
• Oversee the collation of market business intelligence to support effective decision-making.
• Oversee the articulation and execution of the Bank’s marketing strategies, ensuring alignment with the overall corporate strategy, goals and objectives.
• Provide guidance, leadership support and direction to the Marketing team.
• Build the Bank’s profile and brand image in the market through sustained campaigns.
• Develop and manage strategic relationships with key customers in relevant market segments.
• Champion the development and establishment of effective channel strategies to support the Bank’s marketing efforts.
• Champion periodic planning and budget review sessions, monitor implementation and performance and ensure development of effective strategies to address shortfall in targets.
• Champion the drive to increase the Bank’s market share by promoting and institutionalizing a customer service-oriented culture.
• Monitor changing market dynamics and adapt product offering to effectively meet these needs.
• Perform other tasks as may be assigned by the Management.

Requirements

• Candidate must possess minimum of B.Sc. / HND in Marketing or any related field, and any relevant professional certification will be an advantage
• Candidates must have a minimum of 5 years’ experience; 3 of which must be on the job role.
• Broad and in-depth knowledge of Microfinance Banking.
• In-depth knowledge and understanding of marketing principles – advertising, brand management, market/ sector targeting, product development etc.
• Good understanding of micro and macro-economic indices and their impact on small businesses.
• Strong people management, mentoring, and leadership skills.
• Well-developed communication, presentation, negotiation and relationship management skills.

Job Position: Driver

Job Location: Benin City, Edo
Employment Type: Full-time

Responsibilities

• Practice safe driving habits
• Follow all state and national safety regulations and standards
• Accurately follow routes, maps, and direction
• Keep exterior of vehicle clean and presentable
• Maintain vehicle equipment; replace oil, fill gas tank, perform general motor vehicle maintenance as needed for safety
• Clean windows, windshields, and mirrors as needed
• Keep interior of vehicle clean of debris and clutter

Skills / Qualification

• Minimum of SSCE academy qualification
• Minimum of 3years professional experience driving in an organization preferred
• Demonstrate safe driving practices
• Able to follow verbal directions, read maps, follow GPS
• Reliable and punctual with dedicated professionalism to job and duties
• Able to adapt to changing schedules or routines
• Excellent communication and time management skills
• Organized and able to follow a schedule
• Focused on customer service
• Positive attitude and professional demeanor
• Valid driver’s license and clean driving record
• Must be able to pass criminal background check
• Have knowledge of basic security measures/skills
• Reside within Isihor and Oluku environs.

Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: emaryam@prosperitymfbank.com and cc. 234recruiter@gmail.com and pizikire@jubobkeystone.com using the “Job title” as subject of the email.