Ongoing Recruitment at Standard Chartered Bank

Standard Chartered Bank is an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. As a leading international bank, we strive to help people and businesses prosper across Asia, Africa and the Middle East.

We are recruiting to fill the following positions below:

1.) Senior Credit Officer

Job Location: Victoria Island, Lagos
Employment Type: Full Time

Responsibilities
Strategy:

• Inform the development of business plans for West Africa. With the provision of cost and loan impairment forecasts and a balanced judgement on the external environment.
• Contribute to the development of performance management and remuneration processes, to encourage the development of an appropriate risk culture and discipline.

Business:

• Communicate the Risk strategic intent and collective agenda for the Function to West Africa ;
• Maintain and develop the Function's risk capabilities, and skills to meet ongoing needs and plans.

Processes:

• Supervise all processes where a member of the Function is the identified first line process owner.
• Ensure effective management of the operational risks within the Function and compliance with applicable internal policies, and external laws and regulations.
• Continuously improve the operational efficiency and effectiveness of the Function’s risk management processes

People & Talent:

• Employ, engage and retain high quality people, with succession planning for critical roles.
• Responsibility to review team structure/capacity plans.
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.
• Uphold and reinforce the independence of the Function from those whose primary responsibility is to maximise short-term revenues and profits.
• Ensure the provision of ongoing training and development of the Function's people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles.
• Lead through example and build the appropriate culture and values within the business and across the wider organisation

Risk Management:

• Assess the credit risk profile of the customers in the countries in which I have responsibility, maintaining alignment with risk appetite.
• Initiate stress tests as required by internal and the external environment and taking appropriate action.
• Uphold the integrity of risk/return decisions, by challenging business to demonstrate that risk origination and control decisions are properly informed and consistent with strategy.
• Direct appropriate response to material events or other risk issues that come to the Senior Credit Officer's (CSO) attention.
• Exercise credit risk control responsibility for Credit Risk, Corporate and Commercial Banking
• Ensure that material risk exposures and related issues are reported to the responsible governance committees and to Group and business-level committees as appropriate.
• Ensure appropriate judgment is applied in the discharge of risk authorities assigned.
• Maintain a good understanding of the requirements of key external stakeholders in respect of risk management and ensure these are well understood internally and reflected in internal procedures.
• Maintain delegated authorities in line with internal policies and ensure that delegations are in line with individual capabilities.
• Maximizing Economic Revenue through effective management of the risk/reward relationships.
• Maintaining credit quality and standards of professionalism for the risk function.
• Actively participate in key committees through standing membership
• Ensure first line process owners understand and accept their risk management responsibilities.
• Maintain an open and cooperative relationship in dealings with regulators.
• Increasing working profits through effective management of the loan asset portfolio in order to help develop the franchise in a sustainable way and minimize provisions.
• Ensure effective implementation of Group Policies / Circulars / Procedures.
• Undertake regular customer visits to better understand the business environment

Regulatory & Business Conduct:

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team covering Global Banking and Commercial Banking in West Africa Cluster to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.
• Various Regulators; Nigeria (Central Bank of Nigeria) / other regulators in West Africa

Key Stakeholders:
Internal:

• Regional/Country Global Banking and Commercial Banking Head.
• Regional Risk Management team
• Regional/Country Heads of MTCR, Operational Risk and GSAM
• Regional/Country Product Heads
• Regional/Country CEOs
• Group Internal Audit

External:

• Regulators/Central Banks
• Economic and Industry associations
• Counterparts in major financial institutions
• Local governance bodies Leading Risk consultancies

Other Responsibilities:

• Embed Here for good and Group’s brand and values in the above countries. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Qualifications

• Academic or Professional Education/Qualifications; MBA (Finance), BSc. Financial Services, BSc Electrical & Electronics Engineering
• Licenses and Certifications/accreditations
• Professional Memberships; Member of the CFA Institute, Associate of the Chartered Institute of Bankers (UK)
• Bank training; i.e. mandatory & developmental - role specific, and regulatory/compliance bank wide & role specific: CSAP, CCC, FICC, CCRO bootcamp
• Languages; English.

Click here to apply online

2.) Associate Principal, Government Affairs

Job ID: 3738
Job Location: Nigeria
Employment Type: Full Time
Area of interest: Governance, Risk Management & Compliance

Job Summary

• The role of Group Public & Regulatory Affairs (GPRA) is to collaborate with internal and external stakeholders, driving the alignment of the Bank’s strategy and global public policy, regulatory and supervisory objectives.
• The remit of the Group is to deliver the Bank's strategy by understanding, influencing, and navigating the public and regulatory policy environment covering policy, regulatory and supervisory issues emanating in key markets and developing engagement strategies that position the Bank in a constructive manner.
• The Associate Principal of Government Affairs, AME (Africa) role sits within the Government Affairs team, under the direct supervision of the Head of Government Affairs, AME, and collaborates across Government Affairs, GPRA and business partners to support the design and delivery of government engagement with governments and institutions across our global network. 
• The Associate Principal of Government Affairs Africa is responsible for conducting research, analysing policy and political developments, coordinating outreach to key government and policy stakeholders, writing briefs, contributing to speeches, and supporting organisational initiatives and planning cycles.

Key Responsibilities

• Partner across Group Public & Regulatory Affairs to align on policy, regulatory and thematic priorities.
• Have a track record of operating in a partnership style and in a complex, global and matrix organisation to support the design and implementation of engagement strategies towards an identified outcome. 
• Have experience with working with government officials, policymakers, trade associations, think tanks and other influencers, as well as international networks/foreign ministries.
• Monitor and track relevant policy and political developments. 
• Possess strong project management, communication (written and verbal) and analytical capabilities. 
• Partner with Group Public & Regulatory Affairs teams to prepare speeches, briefing notes, position papers and other written materials including timely and succinct political and policy analyses and insights.
• Collaborate with and support colleagues across multiple teams, functions and regions to ensure continuous improvement of content development and delivery. 

Strategy:

• Work in collaboration with Group Public & Regulatory Affairs partners, the Head of Government Affairs and the business to support the design and implementation of an engagement strategy that delivers outcomes for GPRA’s policy imperatives and thematic topics, including leveraging thought leadership platforms, nurturing relationships in bilateral engagement, and building the bank’s profile.
• Identify internal stakeholders and partners that are critical to the design and implementation of the region’s engagement strategy.
• Ensure Group Public & Regulatory Affairs strategies are in support of the Bank’s strategic direction and growth aspirations. 

Risk Management:

• Use engagement strategy to proactively identify, disseminate and provide advice on political and regulatory changes/practices and associated risks. 
• Collaborate with the other GPRA pillars and across the Bank to anticipate horizon risks that may have a significant impact on the Bank. 
• Set up a strong communication channel between the business and GPRA to ensure a mutual understanding of business priorities, risks and opportunities.
• Fluent and active on the political, regulatory and policy priorities in the region. 

Regulatory & Business Conduct:

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across the Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Support the GPRA team to achieve the outcomes set out in the Bank’s Conduct Principles.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Live the commitments of our Here for Good brand promise, acting as a role model for others.

Business:

• Provide robust challenge to all relevant stakeholders and escalate as necessary, until appropriate oversight and ownership is achieved including identifying action owners to initiate plans or a strategy which addresses any action needed.
• Build and maintain an effective and constructive relationship with all key business and functional stakeholders that is based on trust, capability and integrity, providing timely, responsive and quality support to enable the Bank to achieve its strategic objectives.

Qualifications and Experience

• This candidate will require experience and a strong track record in supporting the design and implementation of innovative, strategic and systematic engagement activities that are measurable and aligned with the vision of GPRA.
• Essential work experience: at least 5 years of relevant work experience.
• The ideal candidate will have a strong track record in delivering engagement programmes and possess a strong understanding of the political and policymaking systems.
• The preferred candidate is fluent on the key policy issues facing a global bank (e.g., trade, financial markets, sustainable finance, carbon markets, data, digital trade, and AI, etc). 
• Excellent written and verbal communication skills, including the ability to present information in a clear and compelling manner to a variety of audiences and cultures. 
• Ability to recognise and leverage opportunities to increase corporate reputation. 
• Strong judgement, excellent problem-solving, flexibility, organisation and diplomacy skills. A trusted team player with a "can-do" attitude, able to adapt quickly to changing circumstances.
• Essential education: University degree, preferably in Law, Journalism, Public Relations, Political Science, or International Relations. 
• Demonstrate the ability to influence and collaborate with internal stakeholders across multiple disciplines, levels, cultures and geographies; and with external stakeholders. 
• Ability to work under pressure, successfully planning and delivering multiple projects concurrently in a dynamic environment. 
• Proven strategic planning and stakeholder engagement experience. 
• Compliance Policies and Standards
• Manage Change
• Manage Projects
• Managing regulatory relationships.

Click here to apply online