Relationship Officer (Loan Officer) Job at Trident Microfinance Bank

Trident Microfinance Bank Limited (TMFB) is a financial institution licensed in October 2016, by the Central Bank of Nigeria (CBN) to engage in microfinance banking. As a microfinance bank, we provide financial services to micro, small and medium enterprises both formal and informal, and to underserved individuals who require affordable loans.

We are recruiting to fill the position below:

Job Position: Relationship Officer (Loan Officer)
Job Location: Abuja (FCT) 
Employment Type: Full-time

Job Description
The relationship officer would be responsible for the following:

• Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc.
• Generate leads into any of the Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes.
• Signing on, restaurants, supermarkets, pharmacies, food vendors (online & offline).
• Contractors/Suppliers of NGOs etc.
• Appraising client’s business and capacity to service requested loan.
• Capture all required information (i.e. client & guarantor’s name, address & image. Business image and address).
• Post-disbursement monitoring.
• Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures.
• Participation in credit committee for loan appraisals where required.
• Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service.
• Maintaining a healthy portfolio.
• Any other responsibility assigned by the Bank.

Requirements

• B.Sc. / HND (or OND with 4 years of experience in the microfinance industry).
• Prior experience as a loan officer in a financial institution.
• Good verbal and written communication skills
• Strong negotiation and interpersonal skills
• Candidate should be resident in Abuja or environs.

Method of Application
Interested and qualified candidates should send their CV in PDF format to: hrrecruitment@tridentmfb.com using the Job Position as the subject of the email.