Addosser Microfinance Bank Limited Recruitment for Trainee Loan Officer

Addosser Microfinance Bank Limited plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value-added products and services. Founded in 2008, Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeriaofferinga broad range of products and services, to serve it’s over 103,000 customers through our four business groups: Retail and Microenterprise Banking, SME Banking, Consumer Banking and Specialized products & investment.

We are recruiting to fill the position below:

Job Position: Trainee Loan Officer

Job Location: Lagos
Employment Type: Full-time

Job Description

• The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers’ experience in our Retail & Micro-Enterprises group.
• Selected candidates will undergo an intensive, structured and competency-building program comprising both classroom and on-the-job training to equip them for top-level performance.

Responsibilities

• Sell loan and deposit products to new customers by direct prospecting
• Actively cross-sell products to existing and new customers.
• Serve as a point of contact for customers on all service inquiries.
• Build and maintain productive business relationships with clients
• Ensure loan requests are packaged in line with the credit policy & procedures of the bank
• Advise clients on suitable financial services /products for their needs
• Monitor the loan portfolio and follow up on repayment.
• Stay up-to-date with Clients' needs and Industry trends.

Qualifications

• HND /Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
• Applicants must not be more than 30 years old
• Strong Interpersonal, communication, and negotiation skills
• Analytical and problem-solving skills
• Confident, ambitious, and a competitive attitude
• Excellent Communication Skills
• Intermediate proficiency level in Microsoft Office(MS Word,Excel & PowerPoint)
• Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.
• Candidate must reside in Lagos.