Branch Manager Job at GTI Investment
GTI Investment - Your Trusted Partner in Investment Banking Services. We offer a broad range of services, including Securities Dealing, Asset Management, Trusteeship, Corporate Finance, Private Equity, and Microbanking. Since 1998, we have been dedicated to guiding our highly diversified client base - including corporations, financial institutions, governments, and individuals - toward a financially secure future.
We are recruiting to fill the position below:
Job Position: Branch Manager
Job Location: Lagos
Employment Type: Full-time
Job Description
- The Branch Manager will be responsible for driving business growth, overseeing loan processing, and ensuring the financial soundness of the branch’s credit portfolio.
- This role involves supervising subordinates, evaluating loan applications, mitigating risks, and fostering strong customer relationships.
- The ideal candidate must have a proven track record in microfinance lending, loan recovery, and risk management.
Responsibilities
Business Development & Loan Processing:
- Drive loan sales, ensuring high disbursement volumes while maintaining portfolio quality.
- Evaluate and process loan applications, ensuring compliance with credit policies.
- Conduct business and household visits for loan assessments.
- Assess customers’ financial eligibility and repayment feasibility.
- Develop and maintain strong relationships with clients and guarantors.
Credit & Risk Management:
- Ensure timely and full repayment of disbursed loans.
- Track loan performance, implement proactive recovery strategies, and minimize defaults.
- Monitor and manage the credit portfolio to maintain high-quality lending standards.
- Conduct due diligence on loan applicants and guarantors.
Branch Operations & Team Leadership:
- Supervise and mentor loan officers and other branch staff.
- Ensure operational efficiency and compliance with regulatory standards.
- Provide guidance on loan policies and financial literacy to customers.
- Set performance targets and ensure they are met or exceeded.
Requirements
- Minimum of a B.Sc./HND in Marketing, Finance, Business Administration, or a related field.
- 3 - 5 years of relevant experience in a reputable Microfinance Bank.
- Strong risk management skills with the ability to disburse and recover a minimum of N50 million monthly.
- Experience in micro and SME loan disbursement, with a track record of minimal defaults.
Skills & Competencies
- Target-driven with a strong business acumen.
- Excellent loan tracking and repayment collection skills.
- Strong leadership, team management, and interpersonal skills.
- Exceptional communication and negotiation abilities.
- Ability to work under pressure and meet financial targets.
Method of Application
Interested and qualified candidates should send their CV to: career@gti.com.ng using "Branch Manager" as the subject of the mail.
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