Finance Officer Job at NEAT Microcredit

NEAT Microcredit is a microfinance institution based in Kaduna, Nigeria, dedicated to empowering individuals and small businesses by providing tailored financial solutions. With a mission to foster financial inclusion, NEAT Microcredit offers accessible credit facilities, savings products, and other financial services aimed at supporting economic growth and enhancing livelihoods in underserved communities.

The institution currently operates across twelve branches, reaching clients in Kaduna, Abuja, and Kwara states, with a particular focus on providing ethical and interest-free financing options in alignment with local needs. NEAT Microcredit is committed to responsible lending, promoting financial literacy, and supporting sustainable development by helping small-scale entrepreneurs, especially women, to grow their businesses and achieve financial independence. NEAT Microcredit also emphasizes operational excellence and efficiency through rigorous financial controls, detailed financial reporting, and prudent risk management to ensure sustainable impact and growth.

We are recruiting to fill the position below:

Job Position: Finance Officer

Job Location: Kaduna
Employment Type: Full-time

Job Summary

• We are looking for a skilled and proactive Finance Officer to join our finance team in Kaduna. If you’re detail-oriented, experienced in finance management within a microcredit or microfinance environment, and have strong technical skills, we’d love to hear from you.

Job Responsibilities

• As a Finance Officer at NEAT Microcredit, you will be responsible for maintaining accurate financial records, ensuring compliance with regulatory requirements, and supporting the financial health of the organization. Your key responsibilities will include:

General Ledger and Transaction Posting:

• Manage daily postings to the General Ledger in QuickBooks Enterprise, ensuring accuracy and adherence to accounting principles.
• Support the preparation of monthly, quarterly, and annual financial statements.

Bank Reconciliation and Cash Management:

• Perform regular bank reconciliations to ensure all transactions are accurately recorded.
• Manage cash flow and maintain accurate records of deposits, transfers, and withdrawals.

Statutory Deductions and Compliance:

• Ensure timely and accurate calculation and remittance of statutory deductions, such as PAYE, Pension, and other relevant deductions.
• Maintain compliance with local financial regulations and tax laws.

Accounts Receivable and Payable Management:

• Monitor and manage accounts receivable and payable ledgers, ensuring timely disbursements and collections.
• Assist in managing customer and vendor accounts, including posting payments and expenses.

Financial Reporting and Analysis:

• Prepare financial reports and summaries for management, highlighting insights and recommendations.
• Track key financial metrics for NEAT Microcredit’s 12 branches and provide analysis for informed decision-making.

Excel Proficiency for Financial Analysis:

• Use advanced Excel functions for data analysis, budgeting, and reporting to ensure efficient handling of large data sets.

Qualifications and Skills

• Bachelor’s Degree in Accounting or a related field.
• At least 2 - 3 years of experience in a finance role, preferably in a microcredit or microfinance institution.
• Proficiency in QuickBooks Enterprise and solid experience with General Ledger posting.
• Strong knowledge of bank reconciliation processes and statutory deductions.
• Advanced skills in Microsoft Excel (including formulas, pivot tables, and data analysis).
• Excellent attention to detail, with a strong analytical and problem-solving mindset.
• Good communication and teamwork skills to work collaboratively with internal and external stakeholders.

Method of Application
Interested and qualified candidates should send their resume and a cover letter detailing their qualifications and experience related to the position to: career@neatmicrocredit.com.ng using theJob Position as the subject of the mail.