Job Openings at Renmoney

Renmoney - We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the following positions below:

1.) Head of Product, Digital Collections

Job Location: Lagos
Job Tyoe: Contract

Description

• We’re looking for a Head of Product (Digital Collection) to shape and scale our digital collection ecosystem - from strategy and analytics to automation and technology.
• Your mission will be to build data-driven tools, optimize collection processes, and enhance recovery efficiency through smart products and innovation.

Key Responsibilities

• Develop, implement, evaluate, and continuously optimize collection strategies, tools, methods, and analytical models.
• Define and manage key KPIs for the collection department to ensure sustainable portfolio growth and operational efficiency.
• Identify growth opportunities, design and run pilot projects, test and implement new strategies.
• Drive process automation across collection operations — manage, assess, and modernize technical systems, including telephony and robotic solutions.
• Deploy and refine collection scoring models to improve segmentation and recovery outcomes.
• Collaborate with external vendors and technology partners to identify, integrate, and implement innovative solutions.
• Analyze key performance indicators for collection and pre-collection, monitor delinquency trends, and identify deviations and growth points.
• Automate analytics and reporting, manage the KPI system, and oversee team performance evaluation and motivation within the collection department.

Requirements

• 3+ years of experience in a similar leadership role within a bank, microfinance organization, or collection agency.
• Proven experience in designing, launching, and optimizing business processes in the debt collection domain.
• Experience implementing and maintaining automated collection systems (including configuration of robotic tools and telephony).
• Strong technical acumen: understanding of APIs, system integrations, backlog management, and task prioritization.
• Solid SQL knowledge and ability to work with databases to analyze and optimize collection strategies.
• Data-driven and systematic approach to collection management — capable of translating ideas into measurable results and vice versa.

Benefits

• Opportunity: The opportunity to work in an innovative fintech company with a global reach
• Benefits: Competitive salary, paid vacations and additional day-offs
• Growth Potential: Accelerating your product leadership career in a high-growth, innovation-driven fintech.
• Purpose: Build tools that empower thousands of clients to thrive and suceed.

Click here to apply online

2.) Chief Product Officer - B2B Ecosystem

Job Location: Lagos
Job Tyoe: Contract

Description

• We are now seeking a strategic, commercially minded, and execution-driven Chief Product Officer (CPO) to lead this journey.

Your Mission

• As CPO, you will own the vision and strategy for Renmoney’s B2B product ecosystem, enabling SMEs, corporates, fintechs, and partner institutions to thrive. You will lead the design and execution of solutions that combine lending, payments, insurance, remittances, and value-added services into a seamless ecosystem.
• You will work closely with the CEO, CTO, CRO, and other senior leaders to deliver profitable growth, customer impact, and regulatory compliance.

What You’ll Do
Strategy & Vision:

• Define and execute the B2B product ecosystem strategy, aligning with Renmoney’s commercial and regulatory priorities.
• Translate business opportunities into scalable roadmaps covering SME lending, payments, embedded finance, and partnerships.
• Ensure products are regulatory-compliant, profitable, and customer-centric.

Product Development & Delivery:

• Lead the development of tailored financial products for SMEs, corporates, and ecosystem partners.
• Integrate AI, automation, and data-driven insights to improve risk management, efficiency, and user experience.
• Build seamless onboarding, servicing, and engagement experiences for partners.

Partnerships & Ecosystem Building:

• Forge and manage partnerships with fintechs, telcos, insurers, remittance providers, and aggregators.
• Drive cross-sell, bundled, and embedded finance opportunities that expand partner and SME value.
• Negotiate strong commercial terms that balance growth, risk, and profitability.

Performance Management:

• Own key metrics: SME adoption, revenue growth, cost-to-income, partner satisfaction, and portfolio performance.
• Collaborate with Risk, Finance, and Collections to ensure strong unit economics, risk-adjusted returns, and sustainability

Requirements

• MBA or advanced degree preferred but not mandatory.
• 8-10+ years of overall product experience, including at least 5 years in product leadership roles within SME banking, fintech, or B2B ecosystems.
• Proven ability to scale SME or B2B-focused financial products in Nigeria or similar markets.
• Strong grasp of Nigeria’s SME and corporate finance landscape (competition, regulation, distribution).
• Experience negotiating and managing ecosystem partnerships and commercial contracts.
• Ability to connect product strategy directly to P&L outcomes (CAC, LTV, revenue, cost-to-income).
• Demonstrated success in building and leading multidisciplinary teams.
• Excellent communication, negotiation, and stakeholder management skills.

Benefits

• A unique opportunity to build Nigeria’s most comprehensive B2B ecosystem.
• Competitive salary and performance-based incentives.
• Pension scheme, health cover, and wellness benefits.
• A collaborative and high-growth environment.
• Real impact — helping SMEs and businesses thrive across Nigeria.

Click here to apply online

3.) Chief Product Officer - Retail Products & Ecosystem

Job Location: Lagos
Job Tyoe: Contract

Your Mission

• As Chief Product Officer (CPO), you will own the vision and strategic direction of Renmoney’s retail product ecosystem.
• This includes core lending and banking products, as well as adjacent services such as insurance, remittances, and lifestyle solutions.
• You will lead multidisciplinary teams across Product Management, Design, Data, and Technology — ensuring that what we build creates measurable value for customers, partners, and the business.

You will work closely with the executive team to:

• Drive product innovation and profitability.
• Enhance customer experience and adoption.
• Ensure products are competitive, compliant, and scalable in Nigeria’s fast-evolving financial services landscape.

Key Responsibilities
Strategy & Vision:

• Define and deliver Renmoney’s ecosystem product strategy, balancing growth, profitability, and risk.
• Translate market opportunities into scalable product roadmaps across lending, banking services, insurance, remittances, payments, and lifestyle.
• Stay ahead of regulatory requirements and competitive dynamics in Nigeria.

Product Development & Execution:

• Lead the design and rollout of customer-centric products tailored to Nigeria’s retail segments.
• Champion research, data analytics, and customer feedback to shape product decisions.
• Drive adoption of AI, automation, and digital channels to improve efficiency and customer experience.
• Establish robust product governance and compliance processes.

Ecosystem & Partnerships:

• Build and manage strategic partnerships with fintechs, telcos, insurers, remittance providers, and lifestyle platforms.
• Develop cross-sell, bundled, and embedded finance opportunities that expand customer value.
• Negotiate favorable commercial terms that balance growth and cost efficiency.

Leadership & Performance:

• Lead and grow a high-performing product team with a culture of accountability, innovation, and delivery.
• Partner with Risk, Finance, and Collections to optimize pricing, yields, impairments, and capital allocation.
• Track and report KPIs: adoption, profitability, NPS/CSAT, revenue contribution, and ecosystem expansion.

Requirements

• Advanced degree (MBA or related) is a plus but not mandatory.
• 10+ years of product leadership experience (including Head of Product, VP Product, or CPO), ideally in financial services, fintech, or microfinance.
• Proven success in scaling retail products and ecosystems (beyond lending).
• Strong grasp of Nigeria’s financial landscape (banking, regulation, competition, consumer behavior).
• Ability to link product outcomes directly to P&L impact (CAC, LTV, NPS, churn).
• Experience with AI, automation, and data-driven product management.
• Strong leadership skills: strategic thinker, clear communicator, collaborative, commercially minded.

Benefits

• A unique opportunity to shape the future of financial services in Nigeria.
• Competitive salary and performance-based incentives.
• Pension scheme, health cover, and wellness benefits.
• A collaborative and high-growth environment.
• Growth and development opportunities in a mission-driven organization.

Click here to apply online