Loan Credit Officer (Portfolio Manager) Job at Fort Knox Outsourcing

Fort Knox Outsourcing - Our client, a Leading Commercial Bank (with offices on 3 continents), is recruiting suitable candidates to fill the position below:

Job Position: Loan Credit Officer (Portfolio Manager)

Job Location: Ibadan, Oyo
Employment Type: Full-time

Job Summary

• As the Merchant Loan Field Credit portfolio manager, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment.
• You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.

Responsibilities

• Onboard Viable Merchants on the Business Platform.
• Evaluate credit worthiness of Merchants
• Physically verify Merchants Location and business financial health for loan consideration.
• Justify decisions (approvals/rejections) and report on them
• Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each Merchant.
• Build long term, trusting relationships with customers
• Interview Merchants to determine their financial eligibility and feasibility
• Support merchants with questions they might have.
• Grow and achieve loan portfolio targets for merchants.

Qualifications & Skills

• Candidates should posses an HND / B.Sc Degree in a relevant field.
• 1 year of Minimum relevant work experience in a Microfinance Banks
• Excellent knowledge of loan application procedures.
• Socially and emotionally aware.
• Must have a Smartphone.
• Strong communication skills and proven customer service experience.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Demonstrable knowledge of credit risk analysis.

Salary
N130,000 Monthly