Branch Manager Job at ALERT Microfinance Bank Limited
ALERT Microfinance Bank Limited is a limited liability company, incorporated in Nigeria by the Corporate Affairs Commission (CAC) with Registration Certificate No 1112134 on 2nd May, 2013 as a company limited by shares. The bank commenced full financial operations on 2nd January, 2014 with an Authorized share capital of N 20,000,000 (Twenty Million naira only) fully paid up at a nominal value of N1.00 per share.
We are recruiting to fill the position below:
Job Position: Branch Manager
Job Location: Lagos
Employment Type: Full-time
Job Description
- Coordinate, supervise, market loan products and process loan applications for Customers
- Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit units and informing the client about the decision of the credit committee on loan approvals.
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Ensure compliance with applicable ratios and metrics of loan assessment and repayment
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
- Minimum of B.Sc. or its equivalent in Marketing or related field.
- 5 years cognate experience from a reputable State/National Licensed Microfinance Bank.
- Sound Risk Management experience and can deliver a Min of 80 - 100 million Naira Loan Monthly target with good success rate and track records.
- Good knowledge of Lagos Island and Mainland markets
- Ability to disburse SME Loans in large volumes without default
- Experienced in repayment tracking and loan collection without a day default
Method of Application
Interested and qualified candidates should send their Resume to: hr@autobuckslenders.comand CC: azacubeinfo@gmail.com using the Job Position as the subject of the mail.
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