Graduate Credit Officer

Harvel & Carst Outsourcing Company is an Outsourcing Services provider incorporated in March 2014. We offer a comprehensive range of outsourcing services ranging from Human Resource solutions to fleet management. We serve both small and medium sized enterprises as well as large corporate companies. Our client seek young, vibrant candidate to fill in the post below:

Job Title: Credit Officer

Location: Ogun
Local Government Area: Abeokuta North, Abeokuta South, Ado-Odo/Ota, Ewekoro, Ifo, Ijebu East, Ijebu North, Ijebu North East, Ijebu Ode, Ikenne, Imeko Afon, Iperu, Remo, Ipokia, Itele, Obafemi Owode, Odeda, Odogbolu, Ogere Remo, Ogun Waterside, Remo North.

Job Descriptions

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Interview applicants to determine financial eligibility and feasibility of granting loans.
• Determine all applicable rations and metrics and set up debt payment plans.
• Communicate with clients either to request or to provide information.
• Justify decisions(approvals/rejections) and report on them.
• Complete loan contracts and counsel clients on policies and restrictions.
• Update job knowledge on types of loans and other financial services.
• Maintain and update account records.
• Assess customer needs, explore all options and introduce different types of loans.
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish.

Job Qualifications

• HND, BSC in a relevant field
• Age: Not more than 30 years of age by August 2016