Risk Analyst Job at Pennylender Limited

Pennylender Limited - We are passionate about financial inclusion; we are financial partner to everyday people, hardworking employees and business owners. Whether you are in the formal or informal sector, we have the right type of convenient loan for you.

We are recruiting to fill the position below:

Job Position: Risk Analyst

Job Location: Yaba, Lagos
Employment Type: Full-Time
Work Mode: Onsite

About the Role

• The Risk Analyst will be responsible for assessing loan applications, monitoring portfolio performance, and ensuring that our lending practices remain compliant, secure, and sustainable.

Key Responsibilities

• Evaluate loan applications by analyzing financial statements, credit reports, and other supporting documents.
• Verify businesses, homes, guarantors etc.
• Monitor and report on loan portfolio performance, identifying potential risks or defaults.
• Detect and prevent fraud by reviewing documentation and applicant information.
• Conduct stress tests and scenario analysis to assess market and borrower risks.
• Prepare and present risk reports to management for decision-making.
• Collaborate with loan officers to structure loans and recommend risk-based pricing.
• Ensure compliance with regulatory requirements and internal policies.

Requirements

• Candidates should possess a Bachelor’s Degree in Finance, Economics, Accounting, Risk Management, or related field.
• 3-5 years of experience in credit risk analysis, lending, or financial services.
• Strong analytical and problem-solving skills.
• Proficiency in MS Excel and risk modeling tools.
• Excellent communication and reporting skills.

Salary
N270,000 / Month.

Method of Application
Interested and qualified candidates should send their CV to: career@pennylender.com using the Job Position as the subject of the email.