Credit Analyst Job at The African Trade Insurance Agency (ATI)

The African Trade Insurance Agency (ATI) is a pan-African multilateral financial institution established in 2001 by African States. ATI was originally launched with the technical and financial support from the World Bank Group and has had more recent support from the African Development Bank. ATI has grown into a market leader for risk mitigation in Africa, establishing itself as Africa’s primary trade and investment insurer and one of Africa’s largest Development Finance Institutions with an outstanding portfolio exceeding US$6bn at year end 2019.

We are recruiting to fill the position below:

Job Position: Credit Analyst

Job Location: Nigeria

Main Functions and Responsibilities

• Under the oversight of the Senior Credit Analyst and overall supervision of Chief Risk Officer, your functions and duties shall be as follows:
• For a given set of countries, analyse and monitor the general economic and political environment
• in-so-far it affects the creditworthiness of companies, including:
  • Key sectors of the economy and their performance
  • Quality and availability of information on companies
  • The regulatory environment i.e. government regulations and policies towards commercial entities
  • The legal environment i.e. security perfection, bankruptcy and legal ways for debt collection
• Undertake financial analysis of corporate customers using credit skills, ratio analysis; evaluation of parent support policies; judgement of management and strategy. In this respect, analyse historical and projected financial statements of potential and existing obligors, as well as potential and existing
• ATI insured’s; monitor receipt of quarterly/annual financial information and credit grading of accounts for annual review; monitor the quality of ATI’s credit exposure portfolio by ensuring that limits are consistent and respected, and to identify and signal early warning signs of credit deterioration
• Review and update (as may be required from time to time) the organisation’s credit information database and obligor underwriting system
• Evaluate and understand risks associated with individual applications for insurance, the underlying project, parent support policies, quality of management and strategy and recommend appropriate risk mitigation measures
• Ensure compliance with ATI’s policies, including the provisions of the operations manual and ensure that ATI’s policy breaches are properly authorised at the correct senior approving level
• Have contacts with key clients, banks and obligors in order to develop both general intelligence on a given sector or region and specific information about private obligors and public buyers
• Evaluate and document the soundness of the credit management policies of lenders and traders;
• Contribute to debt collection and risk mitigation actions
• Contribute to corporate communication exercises, workshops and conferences
• Travel on regular basis to meet information sources, clients, banks, buyers and other business partners
• Perform such other duties as may be assigned to you from time to time The position will be based in Kenya, with the possibility of relocation to another African country.

Remuneration
We offers a competitive salary and benefits package and a collegial working environment commensurate with other multilaterals.

How to Apply
Interested and qualified candidates should submit an Application Letter, "Personal History Form" CV, plus details of their current remuneration package along with details of three referees to: recruitment@ati-aca.org with "Job title" as subject of the email.

Click here to Download Personal History Form (Excel Format)

Note

• ATI will only contact those applicants who are being actively considered for an interview
• We reserves the right to not make an appointment to the above vacancies, or to make an appointment at a slightly higher or lower grade, or to make an appointment with a modified job description.