Credit Officer Job at Lendha

Lendha is a quick money lending platform. We provide facility for emergency funds, house / office / shop rent and lifestyle loans.

We are recruiting to fill the position below:

Job Position: Credit Officer

Job Location: Ikorodu, Lagos
Job Schedule: Full time

Job Description


  • Manage the debt collection processes and work with analysts to develop, recommend, and enact payment plans to eliminate client debt in an agreed timeframe aligned with Lendha’s collections policy.
  • Debt Settlements: Accurately maintain client records and manage all past due accounts and determine the appropriate collection action to be taken for each individual client.
  • Collect delinquent accounts by contacting customers via telephone, email, and visiting the place of business.
  • Compile daily, weekly, and monthly reports on the status of delinquent accounts, collection activity, and accounts receivable status.
  • Loan Portfolio Growth: Support the evaluation of loans given to customers by ensuring that credit appraisals are completed properly and uphold monitoring of accounts to identify outstanding debts.
  • Report progress of collections to Supervisor, make recommendations for next steps and write-offs.
  • Customer Acquisition: Present, promote and sell Lendha’s products using solid negotiations to existing and prospective clients across relevant sectors, including but not limited to companies in the e-commerce, consumer goods, healthcare, and financial services industries.
  • Review terms of contract and service with client and clearly communicate various payment options.
  • Work cooperatively with other departments to best determine how to balance both the customer's and Lendha's needs.

Qualifications

  • Bachelor`s Degree or Higher National Diploma in any discipline from accredited polytechnic or University with NYSC discharge certificate or NYSC Exclusion Letter.
  • Good relationship and communication skills with strong team spirit 
  • Strong analytical skills 
  • Good computer skills 
  • Real motivation to work and grow in a performance based environment
  • Taste for fieldwork 

Additional Knowledge / Skills Required:

  • Practical knowledge of micro / small / medium businesses 
  • Knowledge of microfinance bank sector is an advantage
  • Good writing skills 
  • Knowledge of the major local languages
  • Lives in Ikorodu - Lagos axis.

Benefits and Perks

  • HMO and other statutory benefits.
  • Join a young, passionate, hungry and growing team of entrepreneurs & facilitators
  • Flexible working hours.



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