Credit Officer Job at Success Digest Growth Initiative

Success Digest Growth Initiative is a Non-governmental organization founded in August 2015 and registered with the corporate affairs commission (CAC) in Nigeria with certificate number (CAC/IT/NO 80360) to provide microfinance and developmental services to retail business owners who are registered members of the organization. We provide Membership based micro-savings schemes, Business advisory services to men and women at the lower pyramid and Microfinance Training and mentoring.

We are recruiting to fill the position below:

Job Position: Credit Officer

Job Locations: Sapele, Amukpe & Warri - Delta & Okoko, Abulegba & Badagry - Lagos
Employment Type: Full-time

Job Description

• Responsible for processing loan applications for clients
• Prospect new SME clients and assist them with loan applications.
• Has the ability to analyse and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
• Maintain contact and maintain good relationships with clients.
• Ensure full compliance with all in-place.
• Conducts loan appraisal collects detailed information (personal, business, and guaranties), and arranges to open a new loan account.
• Prepares and executes loan contracts and arrange for disbursement of loan in kind.
• Monitors the loan and follows up on the timely repayment.
• Any other task as assigned.

Skills and Specification

• O'level, OND, NCE, HND, BSc
• 0 - 3 years prior experience in a Microfinance bank’s credit/SME department.
• Good communication skills.
• Analysis and reporting skills.
• Ability to commute/relocate.
• Organization and time management skills.
• Ability to work effectively in a team environment.
• Negotiation and internal relationship building.

Salary
N60,000 Monthly.

Method of Application
Interested and qualified candidates should send their CV to: chukwunyerefaith17@gmail.com using the Job Position as the subject of the mail.