Credit Risk Analyst Job at Sovereign Finance Limited

Sovereign Finance Limited is a leading financial services provider with a prime desire to promote trailblazing Financial & Investment solutions to customers in different sectors of the Nigerian economy. Our priority is to create opportunities for our clients to save accumulated capital and build sustainable wealth.

The company is founded by a team of savvy finance & investment specialist with evidence of track record of exceptional performance, superb integrity, and innovation. The company is at the center of financial innovation propelled by technological prowess and is at a position of pre-eminence in the Nigeria financial Industry.

We are recruiting to fill the position below:

Job Position: Credit Risk Analyst
Job Location: Lagos
Employment Type: Full-time

About the Job

• Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
• Monitor and update loan records.
• Prepare a detailed Customer Appraisal Memorandum (CAM)
• Re-checking the funds being utilized as per the Loan Purpose mentioned in application
• Ascertain the disbursed loan amounts are reasonable & monthly repayment within the client’s income level.
• Verifying any amendments / changes / corrections in Loan Agreement.
• Reject loan applications and explain deficiencies to Account Managers.
• Respond to applicants' questions and resolve any loan-related issues.
• Operate in compliance with laws and regulations.
• To monitor the loan quality and repayment capacity
• Investigating Overdue & Written-off contracts and submit reports to the Functional Superior for necessary action.

Method of Application 
Interested and qualified candidates should send their CV to: hr@sovereignfinanceltd.com using the Job Position as the subject of the mail.