Job Openings at Addosser Microfinance Bank Limited

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living conditions of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the following positions below:

1.) Internal Audit Officer

Job Location: Lagos
Employment Type: Full-time

Description 

• Proper knowledge of the bank’s policies, processes and procedures.
• Carries out periodic value-added and risk-based audits in all the departments and branches at least once a year to ensure strict adherence to the bank’s Internal Policies and Procedures.
• Carry out physical verification of assets and reconciles with records maintained in the bank.
• Ensure prevention and early detection of fraud.
• Carry out holistic investigations on frauds and irregularities detected.
• Timely visit & Quality Report of snap checks carried out on at least 30-50 customers/Outlets.
• Carry out effective and error-free Call Over.
• Produce timely audit reports to the Head, Internal Audit
• Carry out daily call-over postings and reconciliations
• Confirm all fees and commissions paid and earned so as to identify outstanding (if any).
• Comply with relevant accounting standards.
• Confirms IT backup, both on-sight and off-sight and reviews backup register.
• Verifies asset existence/reviews Asset Register.

Relevant Skills, Qualifications, Attributes & Experience

• HND / University Degree in Banking & Finance or Accounting.
• 2 - 4 years of experience in financial services.
• Student Member of Professional body e.g. ACCA, ICAN, ANAN.
• Candidate must be between 24 - 30 years of age (age should be clearly stated on cv).
• Detail-oriented and strong planning and organizing skills.
• Knowledge of the banking regulations and laws.
• Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
• Good written and oral communication.
• Highly attentive to detail with excellent organizational and documentation skills.
• Proven analytical skills and problem-solving ability paired with meticulous attention to detail.
• Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
• Unquestionable integrity and high level of commitment.
• Cognate experience in a microfinance bank.
• Knowledge of control and risk self-assessment facilitation techniques.
• Knowledge of the environment, regulations, and laws.
• Familiarity with the common indicators of fraud.

Application Closing Date: 1st November, 2024.

Method of Application
Interested and qualified candidates should send their CV to: careers@addosser.com using the Job Position as the subject of the mail.

2.) Trainee Loan Officer

Job Location: Lagos
Employment Type: Full-time

Job Description

• The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers’ experience in our Retail & Micro-Enterprises group.
• Selected candidates will undergo an intensive, structured and competency-building program comprising both classroom and on-the-job training to equip them for top-level performance.

Responsibilities

• Sell loan and deposit products to new customers by direct prospecting
• Actively cross-sell products to existing and new customers.
• Ensure loan requests are packaged in line with the credit policy & procedures of the bank
• Advise clients on suitable financial services /products for their needs
• Serve as a point of contact for customers on all service inquiries.
• Build and maintain productive business relationships with clients
• Monitor the loan portfolio and follow up on repayment.
• Stay up-to-date with Clients' needs and Industry trends.

Qualifications

• HND /Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
• Applicants must not be more than 30 years old
• Confident, ambitious, and a competitive attitude
• Excellent Communication Skills
• Strong Interpersonal, communication, and negotiation skills
• Analytical and problem-solving skills
• Intermediate proficiency level in Microsoft Office(MS Word,Excel & PowerPoint)
• Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.
• Candidate must reside in Lagos.

Application Closing Date: 20th October, 2024.

Click here to apply online

3.) Finance Officer

Job Location: Lagos
Employment Type: Full-time

Job Description

• Daily Reconciliation of Correspondence Bank Account Positions.
• Raising Journal Entries to update inflow and outflow of funds within all Correspondent Banks.
• Liquidity managment.
• Monthly remittances of Tax deductions for both Federal and Lagos State Tax Authorities.
• Maintenance of all Financial Documents.
• Preparation of Monthly Depreciation Schedule of the Banks’ Fixed Assets and monthly amortization of outstanding prepared expenses.
• To produce monthly, quarterly, half yearly financial reports of the organisation.
• Monitor budget preparation and ensure proper monitor of performance and report any derivation from plan.
• Evaluate financial reporting systems, accounting procedures and investment activities.
• Preparation of Month End Reconciliation of Correspondent Bank Account Positions.
• Keeping Track of Banks’ Investments in Treasury Bills, Time Deposits and Call Deposits and ensurring approval is obtained from the Head, Finance for either rollover or liquidation at Maturity.
• Daily Review of General Ledgers.
• Involved in budget preparation and implementation.

Relevant Skills, Qualifications, Attributes & Experience

• HND / University Degree in Banking & Finance or Accounting
• Minimum of 2 years experience in financial services
• Student Member of Professional body e.g. ACCA, ICAN , ANAN
• IFRS experience is strongly desired
• Knowledge of the banking regulations and laws
• Proficiency in Computer Applications Excel /Microsoft Office/Banking Application
• Good written and oral communication
• Candidate must be between 24 – 30 years of age (age should be clearly stated on cv)
• Detail-oriented and strong planning and organizing skills
• Excellent interpersonal, numerical and analytical skills
• Highly attentive to detail with excellent organizational and documentation skills
• Proven analytical skills and problem-solving ability paired with meticulous attention to detail
• Desire to work in a fast-paced environment, consistently adhering to deadlines and evolving priorities.
• Unquestionable integrity and high level of commitment

Application Closing Date: 30th October, 2024.

Method of Application
Interested and qualified candidates should send their CVs to: careers@addosser.com using the Job Position as the subject of the mail.