Job Openings at the Concept Group

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company,Percy Aitkins - Bureau De Change.

We are recruiting to fill the following positions below:

1.) Underwriting Executive

Job Locations: Abuja (FCT), Lagos, and Rivers
Employment Type: Full-time

Job Summary

• The Underwriting Executive must be able to Underwrite the credit worthiness of customers in other to mitigate the overall risk of the company.

Duties and Responsibilites

• Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery as assigned by HOD.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate. ? To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• Conducting Email Verification & preparing Transaction Consummation Report.
• Reviewing transactions for final checklist and approval.

Qualifications

• Interested candidates should possess a Bachelor's Degree with at least 3 years of experience.

Job Knowledge:

• Must be abreast with the current reporting standard.
• Ability to interpret financial statement.

Skills/Competencies:

• Must be analytical.
• Must be technologically savvy
• Sound knowledge of Excel.
• High level of meticulousness is needed.

Application Closing Date: 15th February, 2024.

Method of APplication
Interested and qualified candidates should forward their CV to: careers@conceptgroup-ng.com using the Job Position as the subject of the email.

2.) Market Research Analyst

Job Location: Yaba, Lagos
Employment Type: Full-time

Scope and Impact

• The Research Analyst – New Ventures will oversee the market research need for the team

Job Summary

• The role of the Research Analyst – New Ventures encompasses researching and recommending strategies to improve product performance and new business areas the organization can venture into to increase revenue and profit.

Duties and Responsibilities

• Performing qualitative and quantitative research into existing and new business areas
• Advising the organization on the viable areas to venture into with clear justifications
• Initiating and maintaining partnerships with key industry experts and negotiating contracts to support projects
• Researching into available funding opportunities for captured business areas and soliciting funding for the projects
• Creating clear and useful reports and recommendations for product development use
• Keeping an up-to-date knowledge of the industry and related markets being researched
• Assist in the acquisition of requirements needed to succeed in the captured business area

Qualifications

• Candidates should possess a Bachelor's Degree with at least 3 years experience

Job Knowledge:

• Must be familiar with the financial industry and all other industry
• Must be vast in market research
• Must be familiar with data analysis and interpretation
• Must understand voice of customer (VOC)
• Must know about strategy creation

Skills / Competencies:

• Ability to work effectively in a team environment.
• Excellent research, analytical, decision-making, and problem solving skills
• Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
• Ability to effectively exchange information, in verbal or written form, by sharing ideas, reporting facts and other information, responding to questions, and employing active listening techniques.
• Attention to accuracy and detail required
• Excellent organizational, planning, verbal, and written communication skills.
• Competence to analyze financial and non-financial data
• Ability to work independently, within a team environment, and communicate effectively with employees at all levels
• Excellent knowledge and use of existing software packages (Power BI, Microsoft Office)

Application Closing Date: 16th February, 2024.

Method of Application
Interested and qualified candidates should send their Applications to: careers@conceptgroup-ng.com using the Job Position as the subject of the mail.

3.) Product Pricing Analyst / Strategist

Job Location: Yaba, Lagos
Employment Type: Full-time

Job Summary

• Pricing analysts are highly analytical and work with complex data from multiple sources to help an organization determine and set competitive prices to increase market share and achieve revenue goals.
• They are responsible for developing pricing models that incorporate margins for promotional and seasonal pricing based on competitor, market, and customer data.
• The role of the Product Pricing Strategist encompasses working with the product team members and all other stakeholders within the organization to ensure that the pricing for all new & existing products across our business lines;Asset creation and Wealth management are optimally set to ensure optimal product performance, exponential growth and business profitability.

Duties & Responsibilities

• Conducting market research to identify pricing trends, customer preferences, and competitor pricing strategies.
• Analyzing data and developing pricing models that optimize revenue and profitability.
• Collaborating with cross-functional teams, including sales, marketing, and finance, to develop pricing strategies that align with business goals.
• Conducting pricing experiments and analyzing the results to identify opportunities for optimization.
• Communicating pricing strategies and recommendations to senior leadership and other stakeholders.
• Responsible for documenting and maintaining pricing processes.
• Responsible for the review and administration of price deviations and exceptions.
• Lead pricing-related projects including establishing timelines, defining deliverables and drafting communications or presentations.
• Maintain knowledge and stay abreast of developments in the industry via information obtained from financial publications and services, government agencies, company sources, and personal interviews
• Monitoring sales performance and adjusting pricing strategies as necessary to improve revenue and profitability.
• Developing pricing policies and guidelines that ensure consistency across product lines and geographies.
• Guarantee the accuracy of pricing data in ERP, targeting to eliminate pricing errors and ensure accurate communication to customers/clients
• Any other tasks as assigned by the line manager

Qualifications / Requirements

• Bachelor's Degree in Finance, Economics, Statistics, Business Administration or other relevant fields
• Minimum of three (3) years of quality experience in a similar role.
• Proven and successful experience leading high-performing product pricing and promotional strategies for a business, resulting in increased revenue

Job Knowledge:

• Must have a strong understanding of market trends, consumer behavior, and pricing strategies
• Must be knowledgeable on product development methodologies
• Must be able to conduct product lifecycle analysis
• Must understand voice of customer (VOC)
• Must be knowledgeable on project management
• Must be familiar with data analysis and interpretation
• Must have knowledge on strategy creation for product adoption.

Skills / Competencies:

• Ability to work collaboratively with cross-functional teams
• Must be technologically savvy
• Excellent organizational, planning, verbal, and written communication skills
• Competence to analyze financial and non-financial data
• Ability to work independently and effectively in a team environment
• Excellent analytical, decision-making, and problem- solving skills
• Attention to accuracy and detail required
• Critical thinking and problem resolution skills
• Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
• Ability to effectively exchange information, in verbal or written form, by sharing ideas, reporting facts and other information, responding to questions, and employing active listening techniques
• Proficiency in data analysis tools and techniques, such as Excel, SQL, and statistical software

Application Closing Date: 19th January, 2024.

Method of Application
Interested and qualified candidates should send their Applications to: careers@conceptgroup-ng.com using the Job Position as the subject of the mail.

4.) Strategic Adviser to Management

Job Location: Yaba, Lagos
Employment Type: Full-time

Scope and Impact

• This individual is the Management’s eyes, ears and problem-solver across the business, holds a significant position as a middle-level management executive within the company. The primary role entails overseeing and monitoring the operations and performance of all the strategic departments to achieve exceptional levels of productivity and efficiency.
• The individual is responsible for documents, key strategic initiatives and intellectual property of the company and work closely with the relevant departments on behalf of the Management in implementing the strategies to align with the company's overall goals and objectives of the company

Job Summary

• The ideal candidate plays a pivotal role in achieving the company’s strategic goals. The Strategic Adviser will be responsible for providing support to the Management, coordinating with various strategic departments and teams, tracking progress towards goals and KPIs, reporting to the Management Executives, liaising with the relevant strategic units and departments to monitor their project, providing feedbacks and updates to Executive Management and driving all the strategic initiatives of Executive Management to attain timely and quality delivery. Reporting to top-level management, this role requires a combination of strong leadership, strategic vision, and operational expertise to ensure the efficient functioning and growth of the department or area of responsibility.

Duties & Responsibilities

• Work closely with the leadership team to develop and execute the company's strategic plan.
• Project management including tracking progress towards high-level strategic goals and KPIs.
• Provide regular reports to the Executive Management.
• Prepare materials for board meetings and coordinate with various departments to ensure timely delivery of information.
• Assist Management to track and provide analytical reports on the development of strategic initiatives, financial performance and the market.
• Work closely with CFO and Finance team on financial modeling.
• Help develop decision making models with inputs from various teams.
• Analyze data and make recommendations for improvements to processes, procedures, and systems.
• Working across functions with peers in other groups to ensure collaboration for shared goals.
• Stay up-to-date with industry trends and best practices, and apply this knowledge to drive innovation and growth
• Communicate Management’s directives effectively with necessary employees, stakeholders, and customers, both verbally and in writing.
• Ensure compliance with all relevant laws, regulations, and policies.
• Work with departmental leaders within jurisdiction to develop and implement strategies that align with the company's overall goals and objectives. Providing guidance to direct reports.
• Working with senior management and other peers for strategy development and execution planning.
• Ensure that projects are completed on time, within budget, and to the required quality standards.
• Participating in recruitment of keyman positions.
• Prepare regular reports on departmental activities, including progress updates, performance metrics, and key operational insights. Maintain accurate documentation and records related to projects, processes, and departmental activities.
• Any other task as assigned by Line Manager

Qualifications / Requirements

• Bachelor’s Degree (or equivalent experience) in Accounting & Finance or Business Administration with a strong background in finance and business development and be highly analytical
• 3+ years of previous experience in strategic or management consulting is added advantage
• Strong analytical skills and experience with goal and KPI tracking
• Strong experience developing models in Excel/Google Sheets
• Excellent communication and presentation skills, with the ability to effectively communicate with Team Leads, Executive Management
• Proven ability to work in a fast-paced environment and handle multiple tasks simultaneously
• Strong business development background and experience in identifying and pursuing growth opportunities
• Knowledge of financial modeling and analysis
• An ability to manage multiple projects across disciplines is very important
• Professional certifications such as PMP, Six Sigma, or CFA are a plus
• Experience with project management tools and software
• Excellent graphical presentation skills
• Problem-solving and active listening
• Experience in organizing and directing multiple teams and departments
• Experience in planning and leading strategic initiatives

Job Knowledge:

• Proven track record of successful leadership and team management.
• Good understanding of practices, theories, and policies involved in business and finance.
• Knowledge of industry trends and best practices
• Excellent analytical and critical thinking abilities
• Ability to develop and implement strategic plans
• Excellent communication and interpersonal skills
• Strong problem-solving and decision-making abilities
• Ability to work well under pressure and meet deadlines.

Application Closing Date:19th January, 2024.

Method of Application
Interested and qualified candidates should send their Applications to: careers@conceptgroup-ng.com using the Job Position as the subject of the mail.