Job Recruitment at NextPayDay

Nextpayday provides Nigerians with a non-speculative, hassle-free, transparent, and secured opportunity to grow passive income by funding loan requests from validly employed Nigerians in little bits. Nextpayday is a platform that enables validly employed Nigerians to access salary advances without hassles and repay in 3-12 months equal monthly installments directly from their employers' payroll or their salary accounts held with Nigerian banks.

Our operations are regulated under the money lenders act and Nextpayday owns lending licenses in Rivers, Cross Rivers, Akwa Ibom states, and the Federal Capital Territory of Nigeria. We also have the approval of Rivers, Cross Rivers, and Federal Government [IPPIS] which gives us access to direct deductions from workers' payroll.

We are recruiting to fill the position below:

Job Position: Verification Officer

Job Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Description

• We are looking for experienced Verification Officers who are looking for new challenges and looking to solve problems in a Startup Company.
• The Verification Officer is essential in supporting our Company's team to verify the authenticity of data provided by our borrowers.
• You'll work alongside a small, agile but growing team from beginning to end, as your efforts will be designed to help our Company in our efforts to improve and achieve growth.

Key Responsibilities

• Verify the accuracy of records in accordance with regulatory and internal requirements.
• Planning, assigning, and review of all verification operations.
• Carry out physical verification and other required KYC of our borrowers.
• Maintain the integrity of the verification process and data reports.
• Proffer improvement initiatives in verification campaign deployment.
• Ensuring that the verification process is in accordance with Company’s criteria and timeline.
• Conducting detailed background research and analysis.
• Such other job as the Company may from time to time require to be carried out by you.

Requirements

• Bachelor's Degree.
• Minimum of 1 year experience in a similar role or a role that requires handling data.
• Proficient use of Intermediate Excel and MS Office suite.
• Locate, gather, and organize information using appropriate technology and information systems.
• Good knowledge of the Company's operations, rules and regulations, laws, granting loans, and credit risk management would be an added advantage.
• Strong Communication skills in both written and verbal.
• Good negotiation skills.
• Good persuasive skills.
• Ability to work in a team.
• Ability to adjust and set priorities to meet deadlines.
• Good people skills.
• Keen attention to details.
• Ability to work well independently, as well as in a group.
• Proven ability to manage simultaneous projects and meet tight deadlines.
• Self-motivated and confident in making sound business decisions.

Salary
N60,000 monthly

Job Position: Recovery Officer

Job Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Description

• We are looking for very experienced Recovery Officers who are looking for new challenges and looking to solve problems in a Startup Company.
• The Recovery Officer is essential in supporting our Company's team to recover bad debts from all our products
• You'll work alongside a small, agile but growing team from beginning to end, as your efforts will be designed to help our Company in our efforts to improve and achieve growth.

Duties and Responsibilities

• Monitor overdue and defaulted loans weekly to timely provide an update or recommendation to the manager.
• Prepare and submit daily reports of the overdue and repayment for all loan facilities to keep all related stakeholders informed of the status.
• Follow up and verify with the loan field officers to get updates on reasons for repayment lateness and the next action plan to handle the case.
• Track and prepare a list of restructured or rescheduled clients by working closely with the loan field officers to better administer the repayment schedules.
• Respond to all inquiries, issues, or errors related to repayment when required.
• Arrange an appropriate time to chase and follow up with clients to ensure agreed terms and conditions are made.
• Process to do a manual settlement to clients when appropriate.
• Conduct site visits, alerts, follow up and recover defaulted loans by coordinating with the local authorities to those overdue and/or defaulted clients when assigned.

Skills and Qualifications

• Bachelor’s Degree in Finance and Banking, Accounting, or any relevant field.
• Minimum one (1) year of working experience as a recovery officer in a credit function of the financial industry.
• A basic understanding of the Company's operations, rules and regulations, laws, granting loans, and credit risk management.
• Good problem-solving, negotiation, interpersonal, and convincing skills.
• Patience and understanding of emotions to deal with clients.
• Ability to use and communicate in both pidgin and English languages.
• Proficiency in Microsoft Office.
• Excellent organizing, recording, and filing skills.
• Strong dedication to accuracy and efficiency.

Salary
N60,000 monthly

Note: Successful applicants will also be entitled to commissions in addition to salary.

Method of Application
Interested and qualified candidates should send their CV to: hr@nextpayday.ng using the Job position as the subject of the mail.