Regulatory & Credit Risk Analyst Job at Citibank Nigeria Limited

Citibank Nigeria Limited (CNL) was incorporated in Nigeria on May 2, 1984 and the oldest international bank in the country. It provides a wide range of financial products and services to corporate and commercial customers, financial institutions and public sector organizations. It offers deposit and loan products, global transaction services, cash management, sales and trading, corporate finance and investment banking products.

We are recruiting to fill the position below:

Job Position: Regulatory & Credit Risk Analyst - VP / AVP

Job Req ID: 24798590
Job Location: Lagos, Nigeria
Job Type: On-Site/Resident
Job Category: Risk Management

Job Description

• The Regulatory & Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.
• The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Responsibilities

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments.
• Independent review and assessment of the credit and financial profiles of the bank's target market across industry segments, including financial institutions.
• Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as subject matter expert (SME) to senior stakeholders and /or other team membersand relationship managers/products teams.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Market scan and industry analysis cum research
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
• Stress testing of the credit portfolio to potential shocks including idiosyncratic.

Requirements
Education:

• Bachelor's Degree / University Degree or equivalent experience
• Master's degree or additional professional qualification such as ACA, CFA, ACCA is mandatory

Qualifications:

• 15 Years of Post-Graduation Work Experience with 10 years in banking
• 2 years as Assistant General Manager with experience in at least 3 three (3) major areas of banking operations
• Senior Managers or eqv grades who have been in grade for a minimum of 3 years also welcome to apply
• Proven ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize and prioritize
• Proven ability to remain organized in a fast-paced environment
• Demonstrated interpersonal, organizational and analytic skills.