Retail SME Officer Job at Microbiz Inclusion Center

Microbiz Inclusion Center provides financial inclusion services to the people at the base of the economic pyramid, small and micro businesses, as well as fixed-income salary earners, and co-operatives for improved lifestyle.

We are recruiting to fill the position below:

Job Position: Retail SME Officer

Job Location: Abuja (FCT)
Employment Type: Full-time

Job Overview

• We are seeking a dedicated and experienced Retail SME Officer to join our team, specializing in supporting small and medium-sized enterprises within the retail sector.
• The successful candidate will play a crucial role in providing tailored financial solutions, fostering client relationships, and contributing to the growth and success of retail SME clients.

Responsibilities

• Financial Analysis: Conduct in-depth financial analysis for retail SME clients, evaluating key performance indicators, sales trends, and inventory management.
• Client Relationship Management: Build and maintain strong relationships with retail SME clients, understanding their unique challenges and financial needs.
• Reporting: Prepare and present financial reports, performance analyses, and recommendations to internal stakeholders and retail SME clients.
• Education and Training: Provide financial education and training to retail SME clients, empowering them to make informed financial decisions.
• Strategic Financial Guidance: Provide strategic financial advice and solutions to retail SME clients, assisting in decision-making processes related to expansion, inventory management, and cash flow.
• ? Product Knowledge: Stay informed about retail industry trends, market conditions, and regulatory changes to provide relevant and up-to-date financial guidance.
• Credit Assessment: Assess creditworthiness of retail SME clients, review loan applications, and ensure compliance with risk management policies.
• Collaboration: Work collaboratively with cross-functional teams, including marketing, operations, and sales, to develop comprehensive solutions for retail SME clients.

Qualifications

• Bachelor’s Degree in Finance, Business Administration, or a related field.
• 2 - 5 years of relevant work experience.
• Proven experience in financial analysis, with a focus on retail SMEs.
• Knowledge of retail financing products and services.
• Ability to adapt to changing retail market conditions and provide innovative financial solutions.
• Detail-oriented and committed to accuracy.
• Understanding of retail industry dynamics, including inventory turnover, seasonal trends, and market competition.
• Excellent communication and interpersonal skills with the ability to connect with clients in the retail sector.
• Strong analytical skills and proficiency in financial modeling tools.
• Team player with a collaborative approach to problem-solving.

Method of Application
Interested and qualified candidates should submit their Resume to: hr@microbizinclusion.com using "Retail SME Officer Application" as the subject of the email.

Note: Shortlisted candidates will be contacted for further assessment.