Job Vacancies at Optimus Bank

Optimus Bank is a digital-driven financial service platform built with a bold ambition of offering optimum banking experiences to millions of customers globally.

We are recruiting to fill the following positions below:

1.) Team Member, Commercial Banking

Job Location: Lagos
Employment Type: Full-time

Details

• Are you an experienced and confident banker seeking a challenging role in the Commercial Banking sector? We have an exciting opportunity for you!

Responsibilities

• Identify business opportunities and provide financial solutions
• Develop new relationships and manage existing ones within the assigned sector
• Credit writing and following up on credit disbursement and monitoring
• Conduct credit appraisals and ascertain validity of submitted credit-request documents and ensure that customer meets credit requirements
• Develop a broad understanding of the assigned sector and achieve Specified Targets as specified by the Group Head / Sector Head
• Conduct debt Recovery activities
• Collaborate with cross-functional teams to ensure client satisfaction
• Drive business growth and achieve set revenue targets
• Identify Clients needs and seek to match bank products and services to such needs
• Study and analyze trends in the assigned sector to present new ideas to your clients and.

Requirements

• Bachelor's Degree in Business, Finance, or related field
• 3+ years of experience in a similar role
• Proven experience in commercial banking
• In-depth knowledge of banking products and services
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• A good understanding of Risk, Credit policies and procedures
• Proactive decision-maker.

Benefits

• We offer a competitive remuneration package, comprehensive benefits, and opportunities for professional development and growth.

Click here to apply online

2.) Team Lead, Commercial Banking

Job Location: Lagos
Employment Type: Full-time

Details

• Are you an experienced and confident banker seeking a challenging role in the Commercial Banking sector? We have an exciting opportunity for you!

Responsibilities

• Identifying business opportunities and providing financial solutions
• Provide overall leadership and continually enhance team performance in various to achieve quality customer service delivery.
• Drive business growth and achieve set revenue, quality risks assets and deposit mobilization targets through effective relationship management.
• Identifying Clients needs and matching bank products and services to such needs
• Collaborating with cross-functional teams to ensure client satisfaction
• Credit writing and following up on credit disbursement and monitoring
• Conduct credit appraisals and ascertain validity of submitted credit-request documents and ensure that customer meets credit requirements
• Develop a broad understanding of the assigned sector and achieve Specified Targets as specified by the Group Head.
• Mobilize revenue for the team and ensure customer satisfaction and drive business development for the group.
• Coordinate execution of the sales plan by customer segment and product for the team
• Developing new relationships and managing existing ones within the assigned sector
• Monitor team sales pipeline deals and identify additional methods of improving performance.
• Manage team’s sales KPIs, respective tasks, responsibilities and target allocations.
• Conduct debt Recovery activities
• Study and analyse trends in the assigned sector to present new ideas to clients.

Requirements

• Bachelor's Degree in Business, Finance, or related field
• Minimum of 5+ years of experience in a similar role
• Confidence and proficiency in commercial banking operations
• Proven experience in commercial banking
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• In-depth knowledge of banking products and services
• Proven track record of successful client relationship management
• Strong analytical and problem-solving skills.

Benefits
What's in it for you?

• Limitless Growth.
• Positive and Inclusive Work Environment.
• Continuous learning environment.
• Health and Wellness Benefits.

Click here to apply online

3.) Internal Control and Reconciliation Officer

Job Location: Lagos
Employment Type: Full-time

Job Description

• We are seeking an experienced Internal Control and Reconciliation Officer who is looking for a challenging role in the Commercial Banking sector

Responsibilities

• Conducting audits, examining financial records, operational procedures, and internal controls to ensure accuracy and compliance.
• Preparing comprehensive audit reports detailing findings, deficiencies, and recommendations for improvements.
• Conducting investigation and preparing comprehensive report for Staff Disciplinary Committee meetings on staff related matters.
• Carry out all duties that focus on monitoring compliance with the bank's internal control policies in the branches and units.
• Carry out daily reconciliation of the company’s bank accounts.
• Collaborating with various departments to communicate audit findings and assist in implementing necessary changes.
• Timely rendition of all fraud-related regulatory returns to appropriate regulatory authorities and monthly Regulatory Returns to CBN, NDIC, NIBSS, CIBN, etc.
• Coordinating responses to requests from Security/Regulatory Agencies forwarded to the Unit.
• Monitoring the implementation of recommendations from audits and ensuring corrective actions are taken.
• Proactively note areas of control lapses through consistent review of processes/good understanding of the business.

Requirements
Education / Qualifications:

• Bachelor's Degree in Business, Finance, or related field

Skills and Knowledge:

• Excellent communication and interpersonal skills
• Minimum of 4 years of work experience with at least 3 years in Internal Controls/Reconciliation within Financial Services Industry
• Ability and aptitude to work with detail, precision, speed, and accuracy.
• Knowledge of Microsoft Office suite, Database, SQL, data analytics.
• Knowledge of existing regulatory framework and best practices in internal controls
• Ability to work independently and as part of a team
• In-depth knowledge of audit processes
• Strong analytical and problem-solving skills.

Benefits
What's in it for you?

• Limitless Growth.
• Positive and Inclusive Work Environment.
• Tailored Rewards and Recognitions.
• Continuous learning environment.
• Health and Wellness Benefits.

Click here to apply online