Job Openings at Carbon Nigeria

Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset. 

We are recruiting to fill the following positions below:

1.) Business Development Officer - SME (Loans)

Job Location: Lagos
Employment Type: Full-time  

About the Role

• We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
• The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for Carbon Business.

Responsibilities

• Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
• Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
• Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
• Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
• Meet or exceed sales targets and contribute to the overall growth and profitability of Carbon Business.
• Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
• Initiate and partner with reputable organizations to facilitate lending to their customers.
• Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
• Prepare and submit regular reports on business development activities, pipeline status, and performance metrics.

Requirements

• Minimum of a Higher National Diploma (HND) in a related field (e.g., Finance, Business, Economics)
• Minimum of 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
• Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
• Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
• Strong analytical skills and attention to detail.

Click here to apply online

2.) Sales Executive - SME

Job Location: Lagos
Employment Type: Full-time  

About the Role

• We are looking for a dynamic and enthusiastic Sales Executive to join our SME team.
• This role is crucial in driving the growth of our SME platform by creating awareness, demonstrating the platform’s features, and building strong relationships with potential clients.
• The Sales Executive will focus on proactive outreach and face-to-face interactions.

Responsibilities
Prospecting and Outreach:

• Identify and target potential SME clients through various channels.
• Conduct face-to-face meetings, calls, and networking to build a robust sales pipeline.

Product Demonstrations:

• Conduct engaging and informative demos of our SME platform to potential clients.
• Clearly communicate the benefits and features of our platform to business owners and decision-makers.

Relationship Building:

• Develop and maintain strong relationships with clients.
• Act as the primary point of contact for prospect SMEs, providing them with excellent customer service and support.

Market Awareness and Promotion:

• Attend industry events, trade shows, and networking sessions to promote the SME platform.
• Create awareness of the platform’s features through presentations, webinars, and other promotional activities.

Sales Target Achievement:

• Meet and exceed sales targets and KPIs set by the company.
• Provide regular updates and reports on sales activities and progress to the SME Product Head.

Collaboration:

• Work closely with the Marketing and Product teams to ensure client feedback is incorporated into future product enhancements.
• Coordinate with the business development team to ensure a seamless handover of new clients and opportunities.

Requirements

• Minimum of a Higher National Diploma (HND) in a related field (e.g., Finance, Business, Economics)
• Minimum of 3 years of work experience in SME banking/lending, sales, or business development within the financial services industry.
• Proven experience in HNI sales, preferably in the financial services or technology sectors.
• Self-motivated, proactive, and able to work independently.
• Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines.
• Strong attention to detail.
• Excellent communication and interpersonal skills.
• Ability to build and maintain strong relationships with clients.
• Strong presentation skills with the ability to conduct engaging product demos.
• Willingness to spend a significant amount of time outside the office visiting clients meeting prospects in person, and attending and organizing events.

Click here to apply online

3.) Senior Android Developer

Job Location: Lagos
Employment Type: Full-time

Key Responsibilities

• Drive the direction of the mobile applications in the company to deliver robust, secure and efficient experiences to make our customers happy.
• Design, develop and improve our Android applications across all popular devices.
• Produce technical designs and lead developers during development.
• Build up best practices around Android development, code reviews and training.
• Work with the Quality Assurance team to troubleshoot and resolve issues.

Requirements

• BS/MS Degree in Computer Science, Engineering or a related subject
• At least 4 years of  software development experience and Android skills development
• Must have published at least one original Android app to the Play Store
• Experience with Android and Firebase SDKs
• Experience building native apps in Android using Java (mandatory) and Kotlin
• Demonstrate strong analytical and problem-solving skills.
• Experience working with remote data via REST and JSON
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
• Solid understanding of the full mobile development life cycle.
• Sound knowledge on Android components (Content providers, Broadcast receivers, services, activities, fragments, UI layouts, Intents ..)
• Fast-paced and able to work to deadlines.

The following are optional but will enhance your chances of being selected:

• Knowledge of at least one backend programming language
• Ability to work with UX prototyping tools like Figma, Adobe XD, InvisionApp etc
• Knowledge of GIT
• Test Driven Development, Continuous Integration and/or other automated testing skills.
• Overall software development experience of 5+ years
• Agile Development experience.
• Prior experience working with financial applications

Click here to apply online